Public liability and product liability cover built for food trucks and trailers, covering the gas equipment and pitch trading risks a fixed kitchen doesn’t have.
Public liability and product liability cover built for food trucks and trailers, covering the gas equipment and pitch trading risks a fixed kitchen doesn’t have.
Vehicle & equipmentPitch liabilityFood served
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Food truck insurance is a combination of covers built around cooking and selling food from a mobile unit, public liability for injury or damage, product liability for the food you serve, and cover for your cooking equipment.
Your food truck insurance covers the business risk. If your unit is towed, the trailer is insured as your equipment and the vehicle towing it needs motor cover that allows for a commercial trailer. If it drives itself, it needs its own motor policy as well.
The right food truck cover depends on:
Type of pitch or event tradingWhether you have a fixed base tooMarket and event contractsNumber of trading days per yearNumber of staffEquipment value
Cover built for how food trucks actually trade
Cover built for how food trucks actually trade
Most food truck traders combine public liability, product liability and employers’ liability, then add cover for equipment and events.
Most food truck traders combine public liability, product liability and employers’ liability, then add cover for equipment and events.
Public Liability
Covers claims if your food truck injures someone or damages property at a pitch or event.
Product Liability
Covers claims if food you’ve served causes illness or a reaction.
Employers’ Liability
A legal requirement once you employ any staff, even casual help.
Equipment in Transit
Covers cooking equipment while it’s being transported between pitches.
Business Interruption
Helps with lost income if an insured event stops you trading.
Personal Accident
Covers loss of income if an injury stops you working.
Getting your food truck cover right
Getting your food truck cover right
A pitch and a fixed premises carry different risks, make sure your cover reflects how you actually trade.
A pitch and a fixed premises carry different risks, make sure your cover reflects how you actually trade.
Review your pitches
Think about the locations and events you trade from most.
Review your equipment
Consider your gas equipment, generators and what it’s worth.
Review your permissions
Pitch and market permissions are separate from your insurance.
Review your contracts
Check what venues and event organisers require of you.
Review regularly
Revisit your cover as your trading calendar changes.
Every food truck trades differently
Every food truck trades differently
Cover depends on where you trade, whether you own the vehicle, and what events or pitches you attend.
Cover depends on where you trade, whether you own the vehicle, and what events or pitches you attend.
How to get food truck insurance
How to get food truck insurance
Getting food truck insurance takes four steps: tell us about your business, choose your covers, compare specialist insurers, then get covered, often the same day.
Getting food truck insurance takes four steps: tell us about your business, choose your covers, compare specialist insurers, then get covered, often the same day.
Tell us about your business
How and where you trade, and how often.
Choose your covers
Public liability, product liability and any extras.
We compare specialist insurers
We search our panel of 20+ UK insurers.
Get covered and trading
Receive your documents, usually the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Food truck insurance guides
Food truck insurance guides
Trading pitches, LPG and a vehicle your whole business depends on.
Trading pitches, LPG and a vehicle your whole business depends on.
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Food truck insurance FAQs
Food truck insurance FAQs
Straight answers on cover, gas equipment, pitches and cost.
Straight answers on cover, gas equipment, pitches and cost.
Food truck insurance is a combination of covers built around cooking and selling food from a mobile unit: public liability for injury or damage, product liability for the food you serve, and cover for your cooking equipment.
Still have questions?
Our advisers are here to help you find the right solution.
Related venues we cover
Related venues we cover
Food trucks share mobile trading and food risks with these businesses. Each has its own cover needs.
Food trucks share mobile trading and food risks with these businesses. Each has its own cover needs.
Catering Insurance
Cooking and serving at venues you don’t control.
Market Trader Insurance
Trading from pitches at markets and events.
Takeaway Insurance
Food preparation and service with similar hygiene duties.
