HomeFleet Insurance

Fleet InsuranceFor Your Business

Fleet Insurance For Your Business

From two vehicles to a growing commercial fleet, we help businesses find the right cover with a single renewal and one point of contact.

From two vehicles to a growing commercial fleet, we help businesses find the right cover with a single renewal and one point of contact.

From 2 vehicles up
One renewal date
Any driver options
Compare from 20+ Insurers

From a small mixed fleet to a nationwide operation, we've got you covered

Talk to a specialist 0330 808 0730

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is fleet insurance?

Fleet insurance lets you cover two or more business vehicles under one policy, with a single renewal date, one point of contact, and cover that can flex as your fleet grows.

“One policy. One renewal. One place to manage your vehicles, whatever they are.”

The right fleet depends on:

The types of vehicles in your fleet
A mix of cars, vans and HGVs
Whether you need passenger or courier cover
Named or any-driver options
How many vehicles you run
Your preferred renewal structure
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Cover for your whole fleet

From company cars to heavy commercial vehicles, your fleet can be built around the way your business operates.

Two white utility vans with roof ladders driving on a multi-lane highway under a blue sky with scattered clouds.

Van Fleet Insurance

For trades and service businesses running several vans.

Explore Van Fleet Cover
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Any Driver Fleet Insurance

`For fleets where anyone you authorise needs to be able to drive.

Explore Any Driver Fleet Cover
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Mini Fleet Insurance

For smaller businesses running two to five vehicles on one policy.

Explore Mini Fleet Cover
Three white delivery vans parked outside a warehouse loading bay on a wet concrete yard.

Courier Fleet Insurance

For paid delivery work across two or more vehicles.

Explore Courier Fleet Cover
Row of modern white semi-trucks parked along a large warehouse at sunset, with warm light reflecting off their fronts.

HGV Fleet Insurance

For haulage, logistics and heavy commercial transport.

Explore HGV Fleet Cover
Four modern sedans and SUVs parked in a wet office lot at sunset, reflecting warm light on the sleek cars and glass building.

Company Fleet Insurance

For businesses providing company cars and vans to directors and employees.

Explore Company Fleet Cover

Also available: Motor, Minibus, Taxi & Business fleets

Whatever your fleet is made of, there’s a policy structure to match, explore the full range below.

Black Toyota Prius hybrid taxi with a yellow roof sign reading “TAXI,” viewed from the front left side on a white background.

Taxi Fleet

Silver Mercedes-Benz passenger van with tinted windows, viewed from front-left on a white background.

Minibus Fleet

White flatbed tow truck and white cargo van parked together on a transparent background.

Motor Fleet

Modern blue sedan parked in front of a large white DAF cargo truck on a plain background.

Business Fleet

Different vehicles. Different roles. One fleet.

Fleet insurance terms explained

Fleet insurance terms explained

A quick reference for the terms you’ll come across when arranging fleet cover.

A quick reference for the terms you’ll come across when arranging fleet cover.

Named Driver

A specific individual listed on the policy who is authorised to drive.

Any Driver

Any authorised employee can drive without being individually named.

Hire & Reward

Cover for being paid to carry goods or passengers belonging to others.

Which fleet policy is right for you?

Which fleet policy is right for you?

Every fleet policy shares the basics, one renewal, one point of contact but the right fit depends on your vehicles and drivers.

Every fleet policy shares the basics, one renewal, one point of contact but the right fit depends on your vehicles and drivers.

Fleet TypeBest ForMinimum VehiclesCommon Use

Company Fleet

Company vehicles for staff

2+

Directors and senior employees

Van Fleet

Several vans

2+

Trades and service businesses

Courier Fleet

Paid delivery work

2+

Couriers and delivery firms

HGV Fleet

Heavy commercial vehicles

1+

Haulage and logistics

Motor Fleet

General mix of cars and vans

2+

General business use

Business Fleet

Established, broader fleets

2+

Scaling operations

Mini Fleet

Small fleets, 2-5 vehicles

2-5

Small businesses starting out

Still unsure which fleet type is right for you?

Contact Us For Help: 0330 808 0730

When does a fleet make sense?

Fleet cover usually makes sense once you run two or more vehicles. Instead of separate renewal dates and policies, everything sits on one policy, with drivers and vehicles added or removed as your business changes.

You don't need hundreds of vehicles to benefit from fleet insurance.

Small fleet of vans and a car parked on a rooftop

2+

2-5 vehicles

Small Fleet

Ideal for growing businesses managing a small number of vehicles.

Best for

Small businesses
Company vehicles
Growing teams
Get Your Quote
Growing fleet of vans and trucks parked together

6+

6-20 vehicles

Growing Fleet

A flexible way to manage increasing numbers of vehicles and drivers.

Best for

Expanding businesses
Multiple drivers
Mixed vehicle use
Get Your Quote
Larger fleet of vans and trucks at a warehouse

20+

20+ vehicles

Larger Fleet

Designed for businesses where vehicle management and driver access need to scale.

Best for

Logistics
Transport companies
Business-to-business transport
Get Your Quote

Choose how your drivers use the fleet

The right driver arrangement depends on how vehicles are allocated across your business.

Named driver icon

Any Driver

Best when employees regularly share vehicles.

Best for:

Greater flexibility
Easier vehicle allocation
Less driver administration

Popular with businesses where employees need access to different vehicles at different times.

Any driver icon

Named Drivers

Best when vehicles are assigned to employees.

Best for:

Defined driver list
Dedicated vehicle use
Useful for fixed teams

Ideal for businesses where each vehicle has a designated driver and usage stays consistent.

Insurance is only part of managing a fleet

Good fleet management can help you control risk, improve driver safety and manage costs over time.

Fleet management checklist

Driver records
Vehicle maintenance
Mileage tracking
Claims monitoring
Driver training
Vehicle replacement planning
Man holding a clipboard inspects rows of parked trucks in a lot at sunset.

When things go wrong, we're here to help

We'll guide you through the claims process and liaise with insurers when you need to make a claim.

Report icon

Report

Tell us what happened, including details of the vehicles and drivers involved.

Support icon

Support

Our team helps you understand the next steps and liaises with your insurer on your behalf.

Get moving icon

Get Moving

Work with the insurer to resolve the claim and get your vehicles back on the road.

Smiling call center agent with curly hair wearing a headset, looking at a computer screen in a modern office.

Why use Insurance Revolution for fleet cover?

We help businesses find fleet cover suited to their vehicles, drivers and how their fleet operates.

Access to specialist fleet insurers
Experienced UK advisers
Flexible vehicle options
Support for mixed fleets
Any-driver solutions
Help with policy changes

How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your business.

Simple steps. Expert advice. The right cover for your business.

1

Tell us about your fleet

How many vehicles, what types, and how they’re used for work.

2

Tell us about your drivers

Who drives them, their history, and whether you need any-driver cover.

3

We compare fleet insurers

Specialists who price the fleet as a whole rather than vehicle by vehicle.

4

Manage it on one policy

One renewal date, with vehicles added and removed as your fleet changes.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Trusted by thousands of businesses across the UK

Trusted by thousands of businesses across the UK

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

Only running one vehicle?

Only running one vehicle?

If you don't yet need a fleet policy, explore cover for a single business car or van instead.

If you don't yet need a fleet policy, explore cover for a single business car or van instead.

White cargo van and gray modern sedan parked side by side on a plain background.

Fleet insurance insights & guides

Fleet insurance insights & guides

Practical advice to help you understand cover, manage vehicle risk and plan for growth.

Practical advice to help you understand cover, manage vehicle risk and plan for growth.

Tips For Keeping Your Fleet Insurance Renewal Price Down

Tips For Keeping Your Fleet Insurance Renewal Price Down

Fleet insurance is a great relief when you operate with a series of vehicles. It puts all your vehicles under one single policy which is way better than having individual policies for every car. When you take to fleet insurance, you just have one insurance date to keep in mind and one insurance premium to pay either monthly or annually.

Read More
How Fleet Insurance Claims Affect Future Premiums

How Fleet Insurance Claims Affect Future Premiums

Making a claim on your fleet insurance can affect what you pay when your policy renews. However, one claim does not automatically mean your premium will increase. Insurers consider several factors when they assess a business fleet. Your claims history is one of them, alongside your vehicles, drivers, business use and other risk factors.

Read More
What Does Fleet Insurance NOT Cover?

What Does Fleet Insurance NOT Cover?

Fleet insurance can protect businesses that rely on multiple vehicles, but no policy covers every situation. Understanding what fleet insurance does not cover can help you avoid unexpected costs and make sure your business has the right protection in place.

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How Fleet Insurance Works for Businesses With Multiple Locations

How Fleet Insurance Works for Businesses With Multiple Locations

Running a business from more than one location can make managing your vehicle fleet more complicated. You may have cars, vans or HGVs based at different offices, depots, branches or sites, with employees using vehicles across the UK.

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Should You Switch from Individual Policies to a Small Fleet Policy?

Should You Switch from Individual Policies to a Small Fleet Policy?

As your business grows, managing vehicle insurance can become increasingly complicated. What starts as a single van with a straightforward insurance policy can quickly turn into multiple vehicles, multiple renewal dates, and a growing pile of paperwork.

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Hidden Fleet Costs You’re Probably Not Tracking (And How to Fix It)

Hidden Fleet Costs You’re Probably Not Tracking (And How to Fix It)

Most fleet managers track the obvious costs. Fuel, insurance, maintenance, and vehicle payments usually sit front and centre. However, many of the biggest threats to profitability come from hidden fleet costs that go unnoticed or unmeasured.

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10 Ways to Reduce Fleet Costs Without Cutting Corners

10 Ways to Reduce Fleet Costs Without Cutting Corners

Rising fuel costs are putting increasing pressure on fleet managers across the UK. What was once a manageable expense has become one of the most volatile and difficult-to-control parts of fleet operations. Even small price increases at the pump can have a disproportionate impact on overall fleet spend, especially for high-mileage businesses.

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What Can I Do To Bring Down The Cost Of My Fleet Insurance?

What Can I Do To Bring Down The Cost Of My Fleet Insurance?

There are a number of ways you can bring down the cost of your Fleet Insurance, the three main ones being the implementation of fleet management, reducing your claims/loss ratio and introducing driving restrictions.

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How To Move Form A Single Vehicle Policy To A Fleet Policy

How To Move Form A Single Vehicle Policy To A Fleet Policy

If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look at moving to a fleet insurance policy.

Read More
How To Move Form A Single Vehicle Policy To A Fleet Policy

How To Move Form A Single Vehicle Policy To A Fleet Policy

If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look at moving to a fleet insurance policy.

Read More
Telematics Technology: How Data Is Transforming the UK Motor Industry in 2025

Telematics Technology: How Data Is Transforming the UK Motor Industry in 2025

Telematics has become one of the most important technologies shaping the modern UK motor industry. From reducing claim costs to improving fleet performance and helping insurers price premiums more accurately, telematics is no longer viewed as optional. It is becoming a strategic essential.

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Fleet Technology in 2025: The Tools Transforming UK Fleet Management

Fleet Technology in 2025: The Tools Transforming UK Fleet Management

Fleet technology continues to evolve at a fast pace. UK businesses face higher running costs, increasing safety expectations and stronger compliance requirements. Modern fleet technology helps operators cut waste, improve safety and reduce insurance risk through better data and smarter systems.

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GPS Tracking for Fleets: Why UK Businesses Rely on Tracking Technology to Cut Costs and Reduce Risk

GPS Tracking for Fleets: Why UK Businesses Rely on Tracking Technology to Cut Costs and Reduce Risk

Managing a fleet in the UK comes with rising costs, complex compliance demands and increasing pressure to reduce risk on every journey. GPS tracking has become one of the most valuable tools for fleet operators who want more control over their vehicles and their drivers.

Read More
How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and specialist vehicles, fleets keep goods moving, employees mobile and services running. The reliance on business transport is vast, yet it often goes unnoticed until something goes wrong.

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Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025-2030)

Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025-2030)

Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers pay for the benefit of using a vehicle provided by their employer. With rates confirmed through to 2030, fleet operators have a clear roadmap to plan future costs and make better vehicle choices.

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The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

Running a fleet in the UK has never been more challenging. Between rising insurance premiums, regulatory pressures and vehicle costs, businesses are under increasing pressure to balance budgets while keeping drivers safe on the road. Fleet insurance plays a critical role, yet many organisations underestimate just how exposed they are without the right cover.

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What to Look for in a Fleet Insurance Policy: A Business Owner’s Guide

What to Look for in a Fleet Insurance Policy: A Business Owner’s Guide

When running a business with multiple vehicles, securing the right fleet insurance policy is essential. Whether you operate a small fleet or manage a large-scale operation, having comprehensive coverage is key to protecting your assets and keeping your business running smoothly.

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Fleet Insurance Company Secrets, Are You Overpaying?

Fleet Insurance Company Secrets, Are You Overpaying?

Running a fleet of vehicles is a big investment, but are you getting the best value on your fleet insurance policy? Many businesses stick with the same provider for years without realising they could be saving money or getting even better cover.

Read More
Business Fleet Insurance Explained, What It Covers and Why You Need It

Business Fleet Insurance Explained, What It Covers and Why You Need It

If your business relies on multiple vehicles, whether it’s cars, vans, or trucks, getting the right business fleet insurance is essential. With so many options, hidden costs, and insurer jargon, how do you know if you’re getting the right policy?

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Small Fleet Insurance Made Simple for UK Business Owners

Small Fleet Insurance Made Simple for UK Business Owners

Managing a small fleet of vehicles is no small task, and finding the right insurance policy is essential to keep your business moving. Whether you’re running a delivery company, a taxi service, or any operation that requires a handful of vehicles, the right small fleet insurance can save you time, money, and unnecessary stress.

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How Business Fleet Insurance Can Simplify and Protect Your Operations

How Business Fleet Insurance Can Simplify and Protect Your Operations

Managing a business fleet comes with plenty of moving parts, from coordinating schedules to ensuring your vehicles are road-ready. But one thing you shouldn’t have to worry about is whether your fleet is properly insured.

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How Does Company Fleet Insurance Work?

How Does Company Fleet Insurance Work?

Managing multiple vehicles can quickly become complex and costly for any business. From company cars and delivery vans to taxis and lorries, ensuring each one is properly insured is essential. That’s where company fleet insurance comes in, a single, streamlined policy designed to protect all your vehicles under one plan.

Read More
Which Businesses Need a Fleet Insurance Broker in 2025?

Which Businesses Need a Fleet Insurance Broker in 2025?

In this blog, we’ll explore the types of businesses that should consider fleet insurance in 2025 and why seeking out a fleet insurance broker is crucial.

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Understanding Liability and How It Impacts Your Commercial Fleet Vehicle insurance Policy

Understanding Liability and How It Impacts Your Commercial Fleet Vehicle insurance Policy

For businesses that rely on a fleet of vehicles, ensuring that each vehicle (and its driver) is adequately covered is crucial to protecting your operations. One of the most critical components of any fleet insurance policy is liability coverage.

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The Key Benefits of Having Business Fleet Insurance for Company Vehicles

The Key Benefits of Having Business Fleet Insurance for Company Vehicles

As a business owner, managing company vehicles efficiently and cost-effectively is essential. One of the most crucial aspects of this management is ensuring your vehicles are properly insured. This is where business fleet insurance comes in.

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Common Fleet Insurance Oversights and How to Avoid Them

Common Fleet Insurance Oversights and How to Avoid Them

Running a fleet of vehicles is a big investment, but are you getting the best value on your fleet insurance policy? Many businesses stick with the same provider for years without realising they could be saving money or getting even better cover.

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Unleash the Potential of Your Fleet: A Roadmap for Small Business Owners

Unleash the Potential of Your Fleet: A Roadmap for Small Business Owners

Are you a small business owner managing more than one vehicle? Business Fleet insurance might be your golden ticket. Let’s talk about the real considerations. This 2-minute read is your go-to guide, ensuring you’re not taken for a ride when deciding if Fleet insurance is the right move.

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Fleet Crash Data And The Importance Of Fleet Insurance

Fleet Crash Data And The Importance Of Fleet Insurance

Fleet drivers are essential to running a smooth and profitable business. Whether moving supplies or delivering products, the importance of this role in companies cannot be understated.

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Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about fleet insurance, vehicle types and driver options.

Find quick answers to common questions about fleet insurance, vehicle types and driver options.

Fleet insurance lets you insure two or more vehicles under a single policy, with one renewal date and one point of contact, rather than managing separate policies for each vehicle.

Still have questions?

Our advisers are here to help you find the right solution.

Want to estimate costs before you talk to us?

Want to estimate costs before you talk to us?

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Mechanic in blue uniform using a digital tablet in a truck maintenance garage with several white trucks in the background.