Courier VanInsurance

Courier Van Insurance

Delivering parcels in your van for payment? Get the hire and reward cover you’re legally required to have, plus optional protection for the goods you carry.

Delivering parcels in your van for payment? Get the hire and reward cover you’re legally required to have, plus optional protection for the goods you carry.

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Multi-drop ready
Parcels covered
High mileage accepted
Compare from trusted insurers

From single-drop to multi-drop courier work, we’ve got you covered

Speak to a specialist 0330 808 1119

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is courier van insurance?

Courier van insurance is van cover written on a hire and reward basis. It covers you when you’re paid to deliver goods that belong to someone else, and without it your insurer can refuse a claim if something goes wrong.

“Many courier contracts won’t let you start work until you can prove you hold hire and reward, goods in transit and public liability cover.”

You’re likely to need courier van insurance if:

You’re paid to deliver goods belonging to others
You make frequent local or multi-drop deliveries
You drive for a courier platform or delivery company
You need proof of cover before starting a contract
You’re a self-employed or owner-driver courier
Your journeys are mostly local, not long-haul
You cover high mileage on daily delivery rounds
You keep parcels in the van overnight
A man getting into a car outside an office building

Cover that fits how you deliver

Cover that fits how you deliver

Courier work often needs more than one type of cover working together. Here’s what each one does.

Courier work often needs more than one type of cover working together. Here’s what each one does.

Hire & RewardRecommended

Hire & Reward

The core cover for using your van to deliver paid-for goods, a legal requirement for courier work.

Goods in TransitRecommended

Goods in Transit

Protects the goods you’re carrying if they’re lost, stolen or damaged, not a legal requirement, but often asked for by contract.

Public LiabilityRecommended

Public Liability

Covers injury or property damage you cause to someone else while working, often required by delivery companies before you can start.

Employers’ LiabilityRecommended

Employers’ Liability

A legal requirement if you employ other drivers, even casually or short-term.

Breakdown & Hire VehicleOptional

Breakdown & Hire Vehicle

Keep working if your van breaks down, with optional replacement vehicle cover.

Legal ExpensesOptional

Legal Expenses

Optional support with legal costs following an incident.

What could go wrong and what covers it?

What could go wrong and what covers it?

The most common courier van claims involve accidents during a round, parcels lost or damaged in the van, theft from the vehicle overnight, and injury or property damage at a delivery address.

The most common courier van claims involve accidents during a round, parcels lost or damaged in the van, theft from the vehicle overnight, and injury or property damage at a delivery address.

A parcel is damaged or goes missing during a multi-drop run.

Goods in Transit
Tired driver in a high-visibility vest rests his head on his hand inside a vehicle, leaning on the steering wheel.
A man getting into a car outside an office building

Is courier van insurance right for you?

This type of cover may be suitable for a wide range of delivery and courier work.

This cover may be suitable for:

Self-Employed Couriers
Platform & App-Based Drivers
Multi-Drop Delivery Drivers
Courier Companies
Same-Day & Point-to-Point
Couriers With Employees
Parcel Contract Drivers
High-Mileage Van Couriers

Real-world risks. Real-world protection

Real-world risks. Real-world protection

These are the situations couriers face most often, and the cover that responds in each case.

These are the situations couriers face most often, and the cover that responds in each case.

Parcel damaged in transit

A parcel slides and is damaged while you’re braking on a multi-drop run.

Potential cover

Goods in Transit

Accident causing injury

You’re involved in a collision that injures another road user.

Potential cover

Hire & Reward + Public Liability

Employee accident

A driver you employ is injured while making deliveries for you.

Potential cover

Employers’ Liability

Breakdown mid-shift

Your van breaks down halfway through a delivery round.

Potential cover

Breakdown & Hire Vehicle, subject to policy terms

Advisers discussing van insurance cover

Why use Insurance Revolution for courier van cover?

We help couriers and delivery businesses find the right combination of cover, with adviser-led support.

Access to specialist courier insurers
Cover tailored to how you deliver
Help understanding hire & reward vs goods in transit
Experienced UK advisers
Support for self-employed and platform drivers
Ongoing support when you need it

How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your courier work.

Simple steps. Expert advice. The right cover for your courier work.

1

Tell us about your van

Its size, value, and whether it’s used for multi-drop or dedicated contracts.

2

Tell us about your deliveries

Who you deliver for, typical parcels, and your average daily drops.

3

We compare courier van insurers

Hire and reward van cover from insurers who understand delivery work.

4

Choose your cover

Add goods in transit cover for the parcels you carry.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Running more than one courier vehicle?

Running more than one courier vehicle?

If you’re managing several courier vans and drivers, Courier Fleet Insurance can bring them together under one policy.

If you’re managing several courier vans and drivers, Courier Fleet Insurance can bring them together under one policy.

Two modern cargo vans, one white and one dark gray, parked side by side on a plain background.

Trusted by couriers and delivery businesses across the UK

Trusted by couriers and delivery businesses across the UK

From self-employed couriers to growing delivery fleets, our customers trust Insurance Revolution to find the right cover.

From self-employed couriers to growing delivery fleets, our customers trust Insurance Revolution to find the right cover.

Courier & delivery insights

Courier & delivery insights

Practical advice on hire and reward, goods in transit and choosing the right courier cover.

Practical advice on hire and reward, goods in transit and choosing the right courier cover.

How to Choose the Right Insurance Policy for Your Courier Business

How to Choose the Right Insurance Policy for Your Courier Business

Running a courier business means dealing with tight schedules, demanding clients, and the constant pressure of ensuring packages reach their destinations safely and on time. But amid the hustle, one crucial aspect that can’t be overlooked is insurance.

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Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

Top 5 Risks for Delivery Drivers and How Courier Insurance Can Protect You

As a delivery driver, you face a unique set of challenges and risks every day. From navigating through traffic to ensuring timely deliveries, the job is demanding. To mitigate these risks, it’s essential to have the right insurance coverage. This article will explore the top five risks for delivery drivers and how courier insurance can protect you.

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The Importance of Goods in Transit Insurance for Couriers

The Importance of Goods in Transit Insurance for Couriers

In the busy world of delivery services, ensuring the safe and timely arrival of goods is vital. As the demand for reliable courier services continues to grow, so does the need for comprehensive insurance coverage. At Insurance Revolution, we understand the unique challenges faced by couriers and the vital role that goods in transit insurance for couriers plays in managing and reducing these risks.

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Do I Need Specific Courier Insurance To Be A Courier?

Do I Need Specific Courier Insurance To Be A Courier?

Strictly speaking, no. As a courier, you require a number of specific insurances to do your job properly. These can be arranged under one umbrella ‘Courier Insurance’ policy or purchased separately. Combining all your insurances as part of one Courier Insurance plan can be beneficial in that everything you need is covered under one simplified policy, which cuts down on paperwork and also means that you only have one annual renewal date to deal with. It can also be more cost-effective.

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Do The Type Of Goods I’m Transporting Affect The Price Of My Courier Insurance?

Do The Type Of Goods I’m Transporting Affect The Price Of My Courier Insurance?

In general, most couriers do not know exactly what they are carrying at any one time, so if you are not expressly aware of what you are transporting, you will not be penalised in terms of insurance costs for carrying high-value goods. That being said, it’s always wise to try and understand what you’re transporting, as you can take additional care to ensure that your courier insurance policy provides the appropriate level of cover.

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Courier Blog Series: How To Start Up As A Courier Driver

Courier Blog Series: How To Start Up As A Courier Driver

Now is the perfect time to get into the courier business. With more people shopping online and relying on home delivery services, there is a greater need for drivers and deliverers. Armed with a passion for driving and a little research, getting into the industry is quite simple.

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What Is The Legal Minimum Age A Courier Can Be?

What Is The Legal Minimum Age A Courier Can Be?

There is no legal age limit for couriers, as long as you’re old enough to hold a full UK driving license. This means that you have the flexibility to become a courier at any age over 17, so once you’ve passed your driving test, the sky is the limit. It’s a career path that’s open to everyone and can be very rewarding, especially if you value flexibility.

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What Insurance Cover Is Recommended For Couriers?

What Insurance Cover Is Recommended For Couriers?

Whether you’re an experienced courier or just starting a business, understanding what insurance coverage you need can be confusing. To simplify things, Insurance Revolution has compiled this quick summary of the different courier driver insurance options that you should be aware of.

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Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

Courier Blog Series Top 10 Pieces Of Kit Needed To Be A Courier Driver

In addition to your mode of transportation, a van, car, motorcycle or bicycle, there are several other items that courier drivers should carry with them at all times. While the size of the vehicle and length of the route may determine how much each driver is able to carry, the following are basics that will help you perform your job more efficiently and keep you safe in case of an emergency.

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What Are RHA Conditions?

What Are RHA Conditions?

RHA (Road Haulage Association) conditions are the recognised industry standard ‘conditions of carriage’ for hauliers and can only be legally used by members of the association.

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What Kinds Of Courier Vehicles Can You Cover?

What Kinds Of Courier Vehicles Can You Cover?

Insurance Revolution specialises in Courier Van Insurance and Courier Car Insurance. This means that our team will be able to help you find the right level of insurance for your courier van or car, so you can deliver with complete peace of mind. However, we are actively considering providing Courier Motorbike Insurance.

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Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Courier Blog Series: How To Avoid Injury At Work Lifting And Driving Safety?

Accidents on the job are all too common. From slips, falls and lifting-induced injuries to road traffic accidents and theft, there is an array of factors that can jeopardise your health and safety. To prevent injuries, keep in mind the following tips.

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Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier Blog Series: How To Avoid Scams And Fraudulent Jobs Given Out By Courier Driver Services

Courier scams or phishing is a newer type of scam that is causing more and more problems for the general public and courier drivers. Often, a fraudster will call a victim and trick that person into packaging money or valuables, then contact a courier driver and have the driver pick up the parcel and deliver it to the client.

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Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Courier Blog Series: How To Get Jobs And Money As A Courier Driver

Most courier drivers can earn a decent salary. And, with a higher demand for drivers today, it’s likely that drivers will see a salary increase. However, those who are just starting out may not earn as much as someone who has been in the field for a few years.

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What Is Owner-Driver Courier Insurance?

What Is Owner-Driver Courier Insurance?

If you are a UK-based self-employed delivery driver who owns your vehicle and carries goods for hire or reward, then “owner-driver courier insurance” is the specific cover you need. This type of insurance is designed for drivers who own their van or vehicle, operate independently, and deliver goods on behalf of themselves or a service.

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Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Can I Use My Personal NCB To Bring Down The Cost Of My Courier Insurance?

Most insurers will not allow you to use your personal no claims from a private car when trying to bring down the cost of your Courier Insurance policy. However, Insurance Revolution is different.

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What Is Hire And Reward Insurance?

What Is Hire And Reward Insurance?

Hire and Reward insurance is a class of insurance that allows you to legally carry other people’s goods in return for payment. Van insurance with hire and reward cover is essential for couriers, hauliers, taxi drivers, furniture removers, and anyone who carries people or the property of others in exchange for a fee.

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Delivery Driver Speeding Statistics

Delivery Driver Speeding Statistics

Delivery drivers are an essential component for businesses transporting goods and services. Their role in a company can lead to quicker sales, production, and customer retention, meaning their importance shouldn’t be underestimated.

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Gig Workers Statistics

Gig Workers Statistics

The word ‘gig’ is slang, which refers to a job that only lasts a certain amount of time. This is why you hear this word used by musicians, referring to a concert. The working definition of the term ‘gig economy’ is; “The gig economy involves the exchange of labour for money between individuals or companies via digital platforms that actively facilitate matching between providers and customers, on a short-term and payment-by-task basis.”

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The Best And Worst Courier Companies To Work For

The Best And Worst Courier Companies To Work For

Now that you have decided to take on some courier work, how do you decide who to work for? Choosing the best company for you can be a minefield, as there are so many things to consider. We wanted to take away some of this strain, so we have compiled a guide to the best and worst courier companies to work for.

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Different Ways To Become A Courier Driver In 2021

Different Ways To Become A Courier Driver In 2021

Are you toying with the idea of becoming a courier driver? If you’re over 18, have a clean, valid driving license and have sorted the right courier insurance out, then you’re pretty much good to go.

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What Should You Look For In A Courier Company For Your Business

What Should You Look For In A Courier Company For Your Business

There is no legal age limit for couriers, as long as you’re old enough to hold a full UK driving license. This means that you have the flexibility to become a courier at any age over 17, so once you’ve passed your driving test, the sky is the limit. It’s a career path that’s open to everyone and can be very rewarding, especially if you value flexibility.

Read More
Do’s And Dont’s For Promoting Your Courier Business

Do’s And Dont’s For Promoting Your Courier Business

You’ve taken the plunge and started your own courier business. Congratulations! But the hard work is far from over. Now’s the time to promote your new venture. Here are some things you should and shouldn’t do when setting up a courier business.

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Getting Started As A Courier

Getting Started As A Courier

Starting up your own courier business has many attractive qualities: being your own boss, flexible hours, and getting to travel from place to place. The possibilities are endless. But what should you do before starting your own delivery business? We’ve put together a handy guide if you’re thinking about becoming a courier.

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A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

A Guide To Evri, Amazon, And Other Self Employed Delivery Driver Insurance

Are you considering becoming a self-employed delivery driver but wondering what type of insurance you will need? Working on your own schedule can be appealing as you can base your work around your life, which gives you more time to do the things you love.

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CMR Insurance: What Is It And Who Needs It?

CMR Insurance: What Is It And Who Needs It?

When it comes to carrying goods across European borders, a CMR insurance policy is essential. The special insurance policy is in tune with the CMR (Convention on the Contract for the International Carriage of Goods by Road) Convention that has already been ratified by 55 European nations. The historic convention was adopted by the United Nations Economic Commission for Europe in 1956 in Geneva & was brought under the purview of the UK law by the 1965 Carriage of Goods by Road Act.

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Courier Insurance For Private Cars

Courier Insurance For Private Cars

People who want to use their private cars for courier work may find it difficult to obtain insurance coverage for the work they would like to carry out. If you are carrying goods on a UK road ‘for hire or reward,’ then a normal car policy would be deemed inadequate for this purpose, and you will need to investigate a more comprehensive policy to cover your ambitions.

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How Much Does Courier Insurance Cost?

How Much Does Courier Insurance Cost?

There are a large number of qualifying factors that will determine the specific cost of Courier Insurance. Insurers generally believe that there is more risk associated with covering a courier than with typical motor insurance. In this blog, we’ll take a look at some of the factors that impact courier insurance policy prices.

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What Is A Backload?

What Is A Backload?

If you haven’t worked as a courier for long, you may be confused when you hear the phrase ‘backload’. Backload is simply a way for couriers to make more money from their time on the road.

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What Does Courier Insurance Cover?

What Does Courier Insurance Cover?

Courier insurance is not just a choice but a legal requirement for businesses moving goods for others on UK roads. Unlike private cover, courier insurance is specifically designed for commercial courier use. It’s not an option; it’s a necessity for your business to operate within the law.

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Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about courier van insurance, hire and reward and goods in transit cover.

Find quick answers to common questions about courier van insurance, hire and reward and goods in transit cover.

Courier van insurance is van cover written on a hire and reward basis, so you can carry goods for payment. Standard and carriage of own goods policies exclude paid delivery work.

Still have questions?

Our advisers are here to help you find the right solution.

Want to protect the goods you carry, too?

Want to protect the goods you carry, too?

Hire and reward covers your van and liability, it doesn’t automatically cover the goods themselves. Goods in Transit Insurance protects what’s inside.

Hire and reward covers your van and liability, it doesn’t automatically cover the goods themselves. Goods in Transit Insurance protects what’s inside.

Delivery worker in blue uniform moves stacked cardboard boxes on a dolly from an open white delivery van parked on a city street.