Public liability and treatment cover built for barbers, covering wet shaves, cutting and the tools of the trade.
Public liability and treatment cover built for barbers, covering wet shaves, cutting and the tools of the trade.
Razor cutsHot towel burnsEquipment cover
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Barber insurance is a combination of covers built around cutting hair and wet shaving, public liability for injury or damage, treatment liability for claims arising from a shave or treatment, and employers’ liability for your team.
One policy. Multiple risks. Straight razor shaving carries a genuine cut risk that scissors-only hairdressing doesn’t, whatever the size of your shop.
The right barber cover depends on:
Whether you offer wet shavingNumber of styling chairsNumber of employed or self-employed barbersWhether you own your premisesStock value and turnoverUse of razors and sharp tools
Cover that fits the way you cut and shave
Cover that fits the way you cut and shave
Razors, scissors and hot towel treatments bring their own everyday risks.
Razors, scissors and hot towel treatments bring their own everyday risks.
RecommendedTreatment Liability
Protection if a shave or treatment causes a client physical harm.
RecommendedEmployers’ Liability
A legal requirement once you employ any staff, even casual help.
RecommendedPublic Liability
Protection if a client or visitor is injured or their property is damaged.
RecommendedBusiness Interruption
Support for loss of income if an insured event stops you trading.
OptionalStock & Equipment
Cover for razors, clippers and retail stock.
OptionalProduct Liability
Protection against claims arising from products you’ve used or sold.
What could go wrong in a barbershop?
What could go wrong in a barbershop?
Most barber claims come from a razor cut during a wet shave, a burn from a hot towel, a barber injured using clippers, or a client injured in the shop.
Most barber claims come from a razor cut during a wet shave, a burn from a hot towel, a barber injured using clippers, or a client injured in the shop.
This type of business insurance may suit you if you cut hair or offer wet shaving.
The right cover depends on:
Traditional barbershopsBarbershops with self-employed barbersWet shave specialistsBarbershops with multiple sitesBarbershops offering mobile services tooBarbershops with employeesReal-world risks. Real-world protection.
Real-world risks. Real-world protection.
A razor cut, a client slip, a barber injury and a product liability claim are the four barbershop scenarios insurers see most. Each responds to a different cover.
A razor cut, a client slip, a barber injury and a product liability claim are the four barbershop scenarios insurers see most. Each responds to a different cover.
Razor cut
A client is nicked during a wet shave.
Potential cover
Treatment Liability
Customer injury
A client slips or trips in the shop.
Potential cover
Public Liability
Staff injury
A barber is injured using a razor or clippers.
Potential cover
Employers’ Liability
Product liability claim
A product you’ve sold or used causes harm.
Potential cover
Product Liability
There’s no fixed price. It depends on whether you offer wet shaving, staff numbers and your claims history.
Whether you offer wet shaving
Razor work can carry higher risk than cutting alone.
Retail products sold
Selling grooming products can affect your product liability needs.
Number of staff
More employees, including barbers, increase your employers’ liability exposure.
Level of cover
Adding a higher treatment liability limit increases your premium.
Number of chairs
More chairs and equipment increase your contents cover needs.
Claims history
A clean claims record helps keep premiums down at renewal.
How the quote process works
How the quote process works
Getting barber insurance takes four steps: tell us about your shop, choose your covers, compare specialist insurers, then get covered, often the same day.
Getting barber insurance takes four steps: tell us about your shop, choose your covers, compare specialist insurers, then get covered, often the same day.
Tell us about your shop
The services you offer, and whether you have staff.
Choose your covers
Treatment liability, public liability and any extras.
We compare specialist insurers
We search our panel of 20+ UK insurers.
Get covered and trading
Receive your documents, usually the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Barber insurance guides
Barber insurance guides
Practical advice on cover, wet shaving and staying protected.
Practical advice on cover, wet shaving and staying protected.
Renting a Chair? What Self-Employed Barbers Need to Know About Insurance
When working as a self-employed barber, renting a chair in a salon or barbershop can seem straightforward. However, understanding barbershop insurance is essential to protect both yourself and your business activities.
Why Barbershops Get Sued: How Insurance Protects You When Things Go Wrong
Running a barbershop in the UK comes with daily risks. From sharp tools to customer slips, things can and do go wrong. Barbershop insurance is designed to provide financial protection when legal claims or accidents happen, helping keep small businesses running smoothly.
From Clippers to Cash Registers: Insuring More Than Just Your Barbershop Premises
Running a barbershop in the UK involves more than cutting hair. From clippers and chairs to stock and staff, there are many things that need protecting. Barbershop insurance is designed to cover more than just the building, it helps protect your business, equipment, and people.
Barber insurance FAQs
Barber insurance FAQs
Straight answers on cover, wet shaving and cost.
Straight answers on cover, wet shaving and cost.
Barber insurance is a combination of covers built around cutting hair and wet shaving: public liability for injury or damage, treatment liability for claims arising from a shave or treatment, and employers’ liability for your team.
Still have questions?
Our advisers are here to help you find the right solution.
