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Company FleetInsurance

Company Fleet Insurance

Cover a fleet of company vehicles provided to directors and employees, cars, vans or a mix, under one policy with a single renewal.

Cover a fleet of company vehicles provided to directors and employees, cars, vans or a mix, under one policy with a single renewal.

Cars and vans
Business & private use
Drivers added anytime
Compare from 20+ Insurers

From a handful of company vehicles to a nationwide fleet

Talk to a specialist 0330 808 0730

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is company fleet insurance?

Company fleet insurance covers two or more company vehicles provided to directors or employees under one policy, with a single renewal date, rather than insuring each vehicle separately. The vehicles do not all have to be cars: vans and pickups provided to staff can sit on the same policy.

“Company fleet insurance covers the vehicles. Benefit in kind on an individual company car or van is a separate matter for your accountant.”

The right fleet depends on:

How many company vehicles you provide
A mix of vehicle types and values
Named or any driver options
How your fleet is likely to grow
Whether private use is allowed
Your preferred renewal structure
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What affects the cost of company fleet insurance?

Company fleet insurance is priced on the vehicles you own, who drives them, their ages and licences, annual mileage, overnight security and your claims record, rather than on each vehicle individually.

Number of company vehicles

More vehicles on the scheme can affect the overall cost and risk profile.

Value of vehicles

Higher-value company vehicles can increase your premium.

Number of drivers

Named-driver or any-driver arrangements can affect your premium differently.

Level of excess

Choosing a higher voluntary excess could reduce your premium.

Whether private use is allowed

Including commuting or personal use can affect price and risk.

Claims history

Your fleet’s previous claims history can affect the cost of your policy.

Is company fleet cover right for your business?

Is company fleet cover right for your business?

Company fleet cover suits businesses providing several vehicles to directors and staff, cars, vans or a mix, that want one policy, one renewal date and the flexibility to change vehicles and drivers during the year.

Company fleet cover suits businesses providing several vehicles to directors and staff, cars, vans or a mix, that want one policy, one renewal date and the flexibility to change vehicles and drivers during the year.

Growing Businesses

Adding vehicles as your business grows? Fleet cover can make managing them easier.

Multiple Drivers

More than one person drives your vehicles? Choose the driver arrangement that fits.

Mixed Vehicles

Cars and vans in the same fleet? Company fleet cover can take both on one policy.

Business Travel

Vehicles essential to your daily work? Keep your fleet protected while you’re on the road.

Risk Management

Reduce downtime and manage fleet risks with the right cover.

Simpler Management

Prefer one policy, one renewal date and less administration across your fleet?

What size is your company fleet?

Company fleet cover scales with how many directors and employees you provide vehicles to.

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Small Scheme

2-5 company vehicles

A handful of directors or senior staff
Straightforward to administer
Simple driver arrangements
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Growing Scheme

6-15 company vehicles

Expanding across departments
A mix of named and any-driver needs
More frequent policy changes
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Established Scheme

16+ company vehicles

A mature employee benefit
Structured driver policies
Centralised fleet management

Which fleet policy is right for you?

Which fleet policy is right for you?

Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.

Every fleet policy shares the basics, one renewal, one point of contact, but the right fit depends on your vehicles and licensing.

Fleet TypeBest ForMinimum VehiclesCommon Use

Company Fleet

Company vehicles for staff

2+

Directors and senior employees

Motor Fleet

General mix of cars and vans

2+

General business use

Van Fleet

Several vans

2+

Trades and service businesses

Courier Fleet

Paid delivery work

2+

Couriers and delivery firms

HGV Fleet

Heavy commercial vehicles

1+

Haulage and logistics

Business Fleet

Established, broader fleets

2+

Scaling operations

Mini Fleet

Small fleets, 2-5 vehicles

2-5

Small businesses starting out

Still unsure which fleet type is right for you?

Contact Us For Help: 0330 808 0730

Insurance is only part of managing a fleet

Good fleet management can help you control risk, improve driver safety and manage costs over time.

Fleet management checklist

Driver records
Claims monitoring
Vehicle maintenance
Driver training
Mileage tracking
Vehicle replacement planning
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When things go wrong, we're here to help

We'll guide you through the claims process and liaise with insurers when needed.

Report icon

Report

Tell us what happened, including details of the vehicles and drivers involved.

Support icon

Support

Our team helps you understand the next steps and liaises with your insurer on your behalf.

Get moving icon

Get Moving

Work with the insurer to resolve the claim and get your vehicles back on the road.

What are you trying to solve?

What are you trying to solve?

Instead of browsing by policy, start with your challenge, we’ll point you to the right cover.

Instead of browsing by policy, start with your challenge, we’ll point you to the right cover.

Adding directors or employees who need vehicles?

Extend your company fleet without arranging a new policy each time.

Worried about renewal admin?

Bring every company vehicle onto one policy with a single renewal date.

Need to allow private use?

Private use, including commuting, can be arranged for vehicles that need it.

Growing beyond a handful of vehicles?

Move up to a structured business fleet policy as your scheme expands.

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Why use Insurance Revolution for company fleet cover?

We help businesses find company fleet insurance suited to their vehicles, drivers and how vehicles are allocated.

Access to specialist fleet insurers
Experienced UK advisers
Flexible driver options
Support for growing company fleets
Help with policy changes
Support with complex risks

How the quote process works

How the quote process works

Simple steps. Expert advice. The right cover for your business.

Simple steps. Expert advice. The right cover for your business.

1

Tell us about your company vehicles

Cars, vans or both, and whether they’re used for business or personal use too.

2

Tell us about your drivers

Named employees, any driver, and whether staff use vehicles outside work.

3

We compare company fleet insurers

Insurers who handle company vehicle schemes, benefit-in-kind use and pooled vehicles.

4

Manage it on one policy

Vehicles and drivers change as staff come and go, your policy keeps up.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Trusted by thousands of businesses across the UK

Trusted by thousands of businesses across the UK

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

Vehicles used for the business rather than allocated to staff?

Vehicles used for the business rather than allocated to staff?

If your vehicles are operational rather than provided to named directors and employees, Motor Fleet or Business Fleet cover may be a better fit.

If your vehicles are operational rather than provided to named directors and employees, Motor Fleet or Business Fleet cover may be a better fit.

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Company fleet insights & guides

Company fleet insights & guides

Practical advice to help you understand cover, manage vehicle risk and plan for growth.

Practical advice to help you understand cover, manage vehicle risk and plan for growth.

Tips For Keeping Your Fleet Insurance Renewal Price Down

Tips For Keeping Your Fleet Insurance Renewal Price Down

Fleet insurance is a great relief when you operate with a series of vehicles. It puts all your vehicles under one single policy which is way better than having individual policies for every car. When you take to fleet insurance, you just have one insurance date to keep in mind and one insurance premium to pay either monthly or annually.

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How Fleet Insurance Claims Affect Future Premiums

How Fleet Insurance Claims Affect Future Premiums

Making a claim on your fleet insurance can affect what you pay when your policy renews. However, one claim does not automatically mean your premium will increase. Insurers consider several factors when they assess a business fleet. Your claims history is one of them, alongside your vehicles, drivers, business use and other risk factors.

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What Does Fleet Insurance NOT Cover?

What Does Fleet Insurance NOT Cover?

Fleet insurance can protect businesses that rely on multiple vehicles, but no policy covers every situation. Understanding what fleet insurance does not cover can help you avoid unexpected costs and make sure your business has the right protection in place.

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How Fleet Insurance Works for Businesses With Multiple Locations

How Fleet Insurance Works for Businesses With Multiple Locations

Running a business from more than one location can make managing your vehicle fleet more complicated. You may have cars, vans or HGVs based at different offices, depots, branches or sites, with employees using vehicles across the UK.

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Should You Switch from Individual Policies to a Small Fleet Policy?

Should You Switch from Individual Policies to a Small Fleet Policy?

As your business grows, managing vehicle insurance can become increasingly complicated. What starts as a single van with a straightforward insurance policy can quickly turn into multiple vehicles, multiple renewal dates, and a growing pile of paperwork.

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Hidden Fleet Costs You’re Probably Not Tracking (And How to Fix It)

Hidden Fleet Costs You’re Probably Not Tracking (And How to Fix It)

Most fleet managers track the obvious costs. Fuel, insurance, maintenance, and vehicle payments usually sit front and centre. However, many of the biggest threats to profitability come from hidden fleet costs that go unnoticed or unmeasured.

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10 Ways to Reduce Fleet Costs Without Cutting Corners

10 Ways to Reduce Fleet Costs Without Cutting Corners

Rising fuel costs are putting increasing pressure on fleet managers across the UK. What was once a manageable expense has become one of the most volatile and difficult-to-control parts of fleet operations. Even small price increases at the pump can have a disproportionate impact on overall fleet spend, especially for high-mileage businesses.

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What Can I Do To Bring Down The Cost Of My Fleet Insurance?

What Can I Do To Bring Down The Cost Of My Fleet Insurance?

There are a number of ways you can bring down the cost of your Fleet Insurance, the three main ones being the implementation of fleet management, reducing your claims/loss ratio and introducing driving restrictions.

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How To Move Form A Single Vehicle Policy To A Fleet Policy

How To Move Form A Single Vehicle Policy To A Fleet Policy

If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look at moving to a fleet insurance policy.

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How To Move Form A Single Vehicle Policy To A Fleet Policy

How To Move Form A Single Vehicle Policy To A Fleet Policy

If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look at moving to a fleet insurance policy.

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Telematics Technology: How Data Is Transforming the UK Motor Industry in 2025

Telematics Technology: How Data Is Transforming the UK Motor Industry in 2025

Telematics has become one of the most important technologies shaping the modern UK motor industry. From reducing claim costs to improving fleet performance and helping insurers price premiums more accurately, telematics is no longer viewed as optional. It is becoming a strategic essential.

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Fleet Technology in 2025: The Tools Transforming UK Fleet Management

Fleet Technology in 2025: The Tools Transforming UK Fleet Management

Fleet technology continues to evolve at a fast pace. UK businesses face higher running costs, increasing safety expectations and stronger compliance requirements. Modern fleet technology helps operators cut waste, improve safety and reduce insurance risk through better data and smarter systems.

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GPS Tracking for Fleets: Why UK Businesses Rely on Tracking Technology to Cut Costs and Reduce Risk

GPS Tracking for Fleets: Why UK Businesses Rely on Tracking Technology to Cut Costs and Reduce Risk

Managing a fleet in the UK comes with rising costs, complex compliance demands and increasing pressure to reduce risk on every journey. GPS tracking has become one of the most valuable tools for fleet operators who want more control over their vehicles and their drivers.

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How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and specialist vehicles, fleets keep goods moving, employees mobile and services running. The reliance on business transport is vast, yet it often goes unnoticed until something goes wrong.

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Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025-2030)

Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025-2030)

Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers pay for the benefit of using a vehicle provided by their employer. With rates confirmed through to 2030, fleet operators have a clear roadmap to plan future costs and make better vehicle choices.

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The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

The State of UK Fleet Insurance in 2025: Facts & Figures Every Business Should Know

Running a fleet in the UK has never been more challenging. Between rising insurance premiums, regulatory pressures and vehicle costs, businesses are under increasing pressure to balance budgets while keeping drivers safe on the road. Fleet insurance plays a critical role, yet many organisations underestimate just how exposed they are without the right cover.

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What to Look for in a Fleet Insurance Policy: A Business Owner’s Guide

What to Look for in a Fleet Insurance Policy: A Business Owner’s Guide

When running a business with multiple vehicles, securing the right fleet insurance policy is essential. Whether you operate a small fleet or manage a large-scale operation, having comprehensive coverage is key to protecting your assets and keeping your business running smoothly.

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Fleet Insurance Company Secrets, Are You Overpaying?

Fleet Insurance Company Secrets, Are You Overpaying?

Running a fleet of vehicles is a big investment, but are you getting the best value on your fleet insurance policy? Many businesses stick with the same provider for years without realising they could be saving money or getting even better cover.

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Business Fleet Insurance Explained, What It Covers and Why You Need It

Business Fleet Insurance Explained, What It Covers and Why You Need It

If your business relies on multiple vehicles, whether it’s cars, vans, or trucks, getting the right business fleet insurance is essential. With so many options, hidden costs, and insurer jargon, how do you know if you’re getting the right policy?

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Small Fleet Insurance Made Simple for UK Business Owners

Small Fleet Insurance Made Simple for UK Business Owners

Managing a small fleet of vehicles is no small task, and finding the right insurance policy is essential to keep your business moving. Whether you’re running a delivery company, a taxi service, or any operation that requires a handful of vehicles, the right small fleet insurance can save you time, money, and unnecessary stress.

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How Business Fleet Insurance Can Simplify and Protect Your Operations

How Business Fleet Insurance Can Simplify and Protect Your Operations

Managing a business fleet comes with plenty of moving parts, from coordinating schedules to ensuring your vehicles are road-ready. But one thing you shouldn’t have to worry about is whether your fleet is properly insured.

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How Does Company Fleet Insurance Work?

How Does Company Fleet Insurance Work?

Managing multiple vehicles can quickly become complex and costly for any business. From company cars and delivery vans to taxis and lorries, ensuring each one is properly insured is essential. That’s where company fleet insurance comes in, a single, streamlined policy designed to protect all your vehicles under one plan.

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Which Businesses Need a Fleet Insurance Broker in 2025?

Which Businesses Need a Fleet Insurance Broker in 2025?

In this blog, we’ll explore the types of businesses that should consider fleet insurance in 2025 and why seeking out a fleet insurance broker is crucial.

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Understanding Liability and How It Impacts Your Commercial Fleet Vehicle insurance Policy

Understanding Liability and How It Impacts Your Commercial Fleet Vehicle insurance Policy

For businesses that rely on a fleet of vehicles, ensuring that each vehicle (and its driver) is adequately covered is crucial to protecting your operations. One of the most critical components of any fleet insurance policy is liability coverage.

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The Key Benefits of Having Business Fleet Insurance for Company Vehicles

The Key Benefits of Having Business Fleet Insurance for Company Vehicles

As a business owner, managing company vehicles efficiently and cost-effectively is essential. One of the most crucial aspects of this management is ensuring your vehicles are properly insured. This is where business fleet insurance comes in.

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Common Fleet Insurance Oversights and How to Avoid Them

Common Fleet Insurance Oversights and How to Avoid Them

Running a fleet of vehicles is a big investment, but are you getting the best value on your fleet insurance policy? Many businesses stick with the same provider for years without realising they could be saving money or getting even better cover.

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Unleash the Potential of Your Fleet: A Roadmap for Small Business Owners

Unleash the Potential of Your Fleet: A Roadmap for Small Business Owners

Are you a small business owner managing more than one vehicle? Business Fleet insurance might be your golden ticket. Let’s talk about the real considerations. This 2-minute read is your go-to guide, ensuring you’re not taken for a ride when deciding if Fleet insurance is the right move.

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Fleet Crash Data And The Importance Of Fleet Insurance

Fleet Crash Data And The Importance Of Fleet Insurance

Fleet drivers are essential to running a smooth and profitable business. Whether moving supplies or delivering products, the importance of this role in companies cannot be understated.

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Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about company fleet insurance and driver options.

Find quick answers to common questions about company fleet insurance and driver options.

Company fleet insurance covers two or more company vehicles, cars, vans or a mix, provided to directors or employees under one policy, with a single renewal date and one point of contact.

Still have questions?

Our advisers are here to help you find the right solution.

Want to estimate costs before you talk to us?

Want to estimate costs before you talk to us?

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Try our Fleet Cost Calculator to get a rough estimate based on your vehicles and drivers, then speak to an adviser for a full quote.

Person using a calculator at a desk while reviewing receipts and writing in a notebook.