Do you need drone insurance?
CAA requirements and what your policy needs to include.
VideographerInsurance
Videographer Insurance
Public liability and equipment cover built for videographers, including the mandatory cover that applies if you fly a drone commercially.
Public liability and equipment cover built for videographers, including the mandatory cover that applies if you fly a drone commercially.
Cameras & dronesDrone coverLiability at shoots
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What is videographer insurance?
Videographer insurance is a combination of covers built around filming at other people’s venues and events, public liability for injury or damage, equipment cover for your cameras and kit, and professional indemnity if a job goes wrong.
If you use a drone for aerial shots, public liability insurance is a legal requirement for commercial drone operations under CAA rules, on top of your own filming cover.
Videographer insurance can include:
Public liabilityEmployers’ liabilityProfessional indemnityDrone liability coverBusiness interruptionBusiness van insurance (separate policy)
Cover often bought alongside videographer insurance
Public Liability
Covers claims if a client or member of the public is injured or their property is damaged.
Employers’ Liability
A legal requirement once you employ any staff, even casual help.
Professional Indemnity
Covers claims that missed shots or a job that went wrong caused a client a loss.
Business Contents
Protects your studio, fixtures and fittings.
Equipment Cover
Covers your cameras, lenses and kit against theft or damage.
Flying a drone as part of your work?
Flying a drone as part of your work?
This is separate from your business insurance, but it affects whether you can legally fly.
This is separate from your business insurance, but it affects whether you can legally fly.
| Requirement | What it means | What to know |
|---|---|---|
Flyer ID | Required for the person flying the drone | Gained by passing a CAA theory test |
Operator ID | Required for whoever is responsible for the drone | Renewed annually with the CAA |
Public liability insurance | Mandatory for commercial drone operations | This is a legal requirement, not optional |
Drone labelling | Your operator ID must be displayed on the drone | Clear block capitals, visible on the main body |
Top Tip
Public liability insurance is a legal requirement for commercial drone use in the UK, check your policy explicitly covers drone operations, since not every standard policy does.
How much does videographer insurance cost?
There’s no fixed price. It depends on your equipment value, whether you fly a drone, staff numbers and claims history.
Value of equipment
Higher-value cameras and drones increase your equipment cover premium.
Level of cover
Adding professional indemnity or a higher limit increases your premium.
Number of staff
More employees, including second shooters, increase your employers’ liability exposure.
Type of work
Weddings and events can carry different risk to corporate video work.
Drone use
Commercial drone work needs cover that explicitly includes it.
Claims history
A clean claims record helps keep premiums down at renewal.
How to get videographer insurance
How to get videographer insurance
Getting videographer insurance takes four steps: tell us about your work, choose your covers, compare specialist insurers, then get covered, often the same day.
Getting videographer insurance takes four steps: tell us about your work, choose your covers, compare specialist insurers, then get covered, often the same day.
1
Tell us about your work
What you film, and whether you use a drone.
2
Choose your covers
Public liability, equipment and any extras.
3
We compare specialist insurers
We search our panel of 20+ UK insurers.
4
Get covered and working
Receive your documents, usually the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Videographer insurance guides
Videographer insurance guides
Practical advice on cover, drones and staying protected.
Practical advice on cover, drones and staying protected.
Videographer insurance FAQs
Videographer insurance FAQs
Straight answers on cover, drones and cost.
Straight answers on cover, drones and cost.
Videographer insurance is a combination of covers built around filming at other people’s venues and events: public liability for injury or damage, equipment cover for your cameras and kit, and professional indemnity if a job goes wrong.
Still have questions?
Our advisers are here to help you find the right solution.
Related professions we cover
Related professions we cover
Videographers share equipment and client risks with these professions. Each has its own cover needs.
Videographers share equipment and client risks with these professions. Each has its own cover needs.
Photographer Insurance
Overlapping kit, client contracts and event work.
Designer Insurance
Creative output delivered to brief, with licensing considerations.
Marketing Agency Insurance
Campaign work that video production often forms part of.