Private hire cover for drivers working through Uber, Bolt and other booking apps.
Private hire cover for drivers working through Uber, Bolt and other booking apps.
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Uber, Bolt & appsMulti-app coverCover before licensing
New badge holders
Speak to an adviser today 0330 808 1331
Uber and Bolt work is private hire work, so you need a private hire vehicle licence and a taxi policy that includes hire and reward use in your own name. A standard car policy, and social or business use, won’t cover carrying fare-paying passengers.
Any cover the app provides sits alongside your own policy, it doesn’t replace the hire and reward cover your licence requires.
Your app driver insurance depends on:
Which apps you work throughYour PHV licence and badge historyThe car you driveAnnual mileage
Cover for the way you drive
Cover for the way you drive
App drivers work very differently, and the right policy depends on how you drive as much as your licence.
App drivers work very differently, and the right policy depends on how you drive as much as your licence.
Full-Time App Drivers
Driving most days, with high weekly mileage and peak-time work.
Multi-App Drivers
Taking jobs from Uber, Bolt and local operators in the same week.
New Badge Holders
Just licensed, with no taxi insurance history behind you.
Airport & Long Runs
Longer journeys and airport work rather than short city hops.
Executive App Work
Higher-value vehicles on premium tiers such as Uber Exec.
What app drivers often get wrong
What app drivers often get wrong
Most problems come down to the wrong class of use, so it helps to know where drivers slip up.
Most problems come down to the wrong class of use, so it helps to know where drivers slip up.
What affects the cost of Uber driver insurance?
What affects the cost of Uber driver insurance?
Uber driver insurance has no fixed price. It depends on your badge history, mileage, the area you work in, the car you drive and your claims and convictions record.
Uber driver insurance has no fixed price. It depends on your badge history, mileage, the area you work in, the car you drive and your claims and convictions record.
How to get Uber driver insurance
How to get Uber driver insurance
Tell us about your licence, your car and the apps you drive for, and we’ll compare private hire insurers.
Tell us about your licence, your car and the apps you drive for, and we’ll compare private hire insurers.
Tell us about your licence
Which council or TfL licensed you, and how long you’ve held your badge.
Share your apps and mileage
The apps you drive for, your area and mileage.
We compare specialist insurers
We search private hire insurers you won’t find on comparison sites.
Get covered and online
Choose your policy and receive the certificate your licensing team needs.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of drivers across the UK
Trusted by thousands of drivers across the UK
From new badge holders to full-time app work, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From new badge holders to full-time app work, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
Uber and app driver guides
Uber and app driver guides
Practical advice for app drivers on cover, licensing and cost.
Practical advice for app drivers on cover, licensing and cost.
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Starting a career as a taxi driver is an exciting adventure, and with your shiny new taxi badge, you’re ready to hit the road. But before you rev up your engine, this 2-minute taxi guide will walk through the considerations involved with Taxi Insurance.
What Insurance Do I Need As An Uber Driver?
Insurers treat Uber vehicles like private hire taxis, which means you will require Private Hire Vehicle Insurance. Private Hire Vehicle Insurance is a specific form of Hire and Reward cover. Hire and Reward is a class of insurance that allows drivers to carry other people’s goods in return for payment legally.
What Is The Difference Between Private And Public Hire Vehicle Insurance?
The difference lies largely in the difference between public and private vehicles. A public hire vehicle is a taxi that is licensed for use as a hackney carriage, such as a black cab that you can flag down and do not have to pre-book. In contrast, a private hire vehicle is a taxi or Uber that a customer must book in advance.
Uber and app driver insurance FAQs
Uber and app driver insurance FAQs
Straight answers on app work, licences, cover and cost.
Straight answers on app work, licences, cover and cost.
You need a private hire vehicle licence and a taxi policy in your own name that includes hire and reward use. Standard car insurance, including business use, doesn’t cover carrying fare-paying passengers.
Still not sure what cover you need?
Our taxi specialists can match cover to your badge and the way you drive.
