Telehandler Insurance

Telehandler Insurance

Specialist plant cover for telescopic handlers, on site, in the yard, in transit and on the road.

Specialist plant cover for telescopic handlers, on site, in the yard, in transit and on the road.

Attachments covered
Road use included
Site-to-site moves
Owned & Road Use Options

Cover for contractors, farmers and plant owners running telehandlers

Speak to a specialist 0330 808 1905

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is telehandler insurance?

Telehandler insurance is a plant policy covering telescopic handlers against theft, accidental damage, fire and vandalism, on site, in storage and in transit. Because telehandlers lift loads and often travel on the road, cover can be extended to include lifting liability, attachments and road risks.

A telehandler is both a lifting machine and, on the road, a vehicle. Insurers treat those two risks differently.

Your telehandler insurance depends on:

Machine value, age and reach
Owned, financed or hired in
Whether it travels on the road
Attachments you use
Whether it lifts people in a cage
Number of machines
A man getting into a car outside an office building

Does your telehandler need road cover?

Telehandlers used only on a private site don’t need motor insurance. Once a machine travels on a public road, even between adjoining fields or sites, it must be registered, taxed, lit and insured for road use.

Registered with DVLA and taxed in the right class
Lights, beacon and number plate fitted
Motor insurance in place for road use
Operator holds the right licence entitlement

If the machine only ever works on site, plant cover alone is usually enough.

Get a Quote

Telehandler cover for how you work

Telehandler cover for how you work

Construction, agriculture, plant hire and waste handling all put different demands on a telehandler, and insurers rate them differently.

Construction, agriculture, plant hire and waste handling all put different demands on a telehandler, and insurers rate them differently.

Construction Sites

For contractors moving materials, pallets and blocks around live sites.

Farms & Agriculture

For farm telehandlers handling bales, feed, muck and grain all year round.

Plant Hire

For owner-operators and hire firms putting machines out on hire.

Groundworks & Civils

For firms running telehandlers alongside diggers and dumpers.

Industrial & Waste

For yards, recycling sites and industrial handling with heavy attachments.

Multi-Machine Fleets

For businesses insuring several telehandlers on one policy.

Which telehandler cover do you need?

What you need depends on where the machine works, whether it goes on the road and what it lifts.

Trade use

Site Only

Best for

Machines that never leave a private site
Cover for theft, damage and fire
No road registration needed
Transit cover when machines move
Delivery use

Site + Road Use

Best for

Machines that travel between sites
Registered, taxed and lit for the road
Motor insurance for road risks
Plant cover for the machine itself
Courier/ hire & reward

Lifting & Liability

Best for

Machines lifting loads near other trades
Suspended loads and attachments
Public liability for site work
Man cage and lifting accessories

One telehandler or several?

Whether you run a single machine or several, cover can be arranged on one policy.

Single Van Insurance
Single Telehandler

Best when

You own one machine
It works on your own jobs
You want a simple policy
Straightforward admin
Get a Single Machine Quote
Van Fleet Insurance
Plant Fleet

Best when

You run several machines
Diggers and dumpers alongside
One renewal date
Machines added mid-term
Explore Plant & Machinery Insurance

Protect more than just the machine

Depending on how you work, these extras can be added to a telehandler policy.

telehandler gold icon

Attachments and forks

Buckets, forks, jibs, muck grabs and man cages insured alongside the machine.

icon of 2 location marks in gold
Plant in transit

Cover while machines are moved between sites on a trailer or low-loader.

Gold shield outline with a check mark inside on a black background, symbolizing security or protection.
Public liability

Protects you if a lift goes wrong and injures someone or damages property.

rental gold icon
Continuing hire charges

Covers hire costs if a machine you’ve hired in is damaged or stolen.

Telehandler operator wearing a hard hat and high visibility jacket inside the cab.

Operator and lifting duties

Insurers expect machines and operators to meet the basics before they quote.

Get a Quote
Simple gold light bulb icon with short rays, symbolizing a bright idea or creativity on a transparent background.
Thorough examination

Under LOLER, telehandlers used for lifting loads need a thorough examination at least every 12 months, or every 6 months if used to lift people in a man cage.

Trained operators

Most insurers expect operators to hold recognised training, such as a CPCS or NPORS card for the machine type.

Gold icon of a document with text lines and an overlapping shield featuring a checkmark symbol.
Daily checks

Pre-use checks and maintenance records help support a claim if something goes wrong.

telehandler outline in gold
Attachments and accessories

Lifting accessories that aren’t permanently fitted need their own examination every 6 months.

Advisers discussing van insurance cover

Why use Insurance Revolution for telehandler insurance?

We arrange plant cover for single machines and mixed plant fleets, with advisers who understand construction and agricultural handling.

Specialist plant insurers
Experienced UK advisers
Site-only and road risk options
Attachments and man cages
Liability alongside plant cover
Cover that flexes as you grow

How to insure a telehandler

How to insure a telehandler

Tell us what you run, where it works and whether it travels on the road.

Tell us what you run, where it works and whether it travels on the road.

1

Tell us about your machine

Make, model, reach, value and attachments.

2

Speak to an adviser

We’ll check sites, storage, security and road use.

3

Compare your options

We search specialist plant insurers for your cover.

4

Get covered on site

Choose your policy and receive your documents the same day.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Lifting people in a man cage?

Lifting people in a man cage?

Platforms and cages used to lift people bring extra LOLER duties and need to be declared to your insurer.

Platforms and cages used to lift people bring extra LOLER duties and need to be declared to your insurer.

Yellow telehandler fitted with a raised personnel cage attachment.

What affects the cost of telehandler insurance?

Telehandler insurance has no fixed price. It depends on the machine’s value, age and reach, where it works, whether it travels on public roads, how it’s secured overnight, how many machines you run and your claims history.

Gold pound sterling currency symbol on a black background.

Machine value and reach

Higher-value, longer-reach machines cost more to insure.

Gold winding path icon with a starting circle at the top and an arrow pointing right at the end.

Where it works

Construction sites, farms and waste yards are rated differently.

Yellow road emoji showing a straight highway with dashed center line on a black background.

Road use

Adding road risks for a machine that travels between sites increases the premium.

Gold letter P inside a gold circle on a transparent background.

Overnight security

Secure compounds, trackers and CESAR marking reduce theft risk.

telehandler outline in gold

Number of machines

One telehandler versus several on the same policy changes how you’re rated.

Gold icon of a document with text lines and an overlapping shield featuring a checkmark symbol.

Claims history

Previous theft or damage claims push premiums up.

Trusted by contractors and plant owners across the UK

Trusted by contractors and plant owners across the UK

From a single telehandler to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.

From a single telehandler to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.

Telehandler guides

Telehandler guides

Practical advice on cover, compliance and claims for telehandler operators.

Practical advice on cover, compliance and claims for telehandler operators.

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Telehandler insurance FAQs

Telehandler insurance FAQs

Straight answers on cover, cost, road use and lifting duties.

Straight answers on cover, cost, road use and lifting duties.

Telehandler insurance covers the machine against theft, accidental damage and loss, whether owned or hired in. Because telehandlers routinely travel between sites, road use is usually arranged alongside it.

Still not sure what cover you need?

Our plant specialists can match cover to the machines you run.

Running telehandlers and other plant?

Running telehandlers and other plant?

We can put every machine on one plant policy with a single renewal date.

We can put every machine on one plant policy with a single renewal date.

Telehandler lifting bricks alongside a forklift carrying blocks in a builders’ merchant yard.