Can You Insure Special Types Vehicles?
We specialise in insurance for business vehicles, from company cars to cherry pickers. Because of this, we have access to policies that other brokers don’t.
Dump Truck Insurance
Dump Truck Insurance
Specialist plant cover for site dumpers and articulated dumpers, on site, in storage and in transit between jobs.
Specialist plant cover for site dumpers and articulated dumpers, on site, in storage and in transit between jobs.
Site & articulatedOverturning coverHired-in machines
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Speak to a specialist 0330 808 1905
What is dump truck insurance?
Dump truck insurance is a plant policy covering site dumpers and articulated dumpers against theft, accidental damage, fire and overturning. It applies on site, in storage and while the machine is being moved between jobs, and can be extended to machines you hire in.
Dumpers work on uneven ground carrying heavy loads, so overturning is one of the most common incidents in this trade, and insurers rate for it.
Your dumper insurance depends on:
Number and size of machinesMake, model and ageWhere machines are kept overnightOwned, financed or hired inSites and travel between themSecurity and marking
What insurers expect on security
Theft and overturning drive most dumper claims. Insurers will ask how machines are secured overnight before they quote.
Cover built around how you work
Cover built around how you work
Owned or hired, site or articulated, one machine or a fleet: dumper cover is built around how you actually work.
Owned or hired, site or articulated, one machine or a fleet: dumper cover is built around how you actually work.
Owned Dumpers
Cover for machines you own or are financing, against theft, damage and fire.
Site Dumpers
1 to 5 tonne machines used for landscaping, drainage and small groundworks.
Articulated Dumpers
Larger articulated haulers moving bulk earth and aggregate around big sites.
Swivel Tip Dumpers
Dumpers with a rotating skip for tipping into trenches and tight spaces.
Skips & Attachments
High-tip skips, self-loading shovels and other fitted kit can be insured alongside the machine.
Dumper Fleets
Several machines on one policy, with cover that flexes as you add or sell.
Which dumper cover suits you?
Which dumper cover suits you?
Most groundworkers need cover for the machine itself, but what you add depends on whether you own or hire, and how often machines move.
Most groundworkers need cover for the machine itself, but what you add depends on whether you own or hire, and how often machines move.
Own Plant Cover
For machines you own outright or are paying for on finance.
May suit you ifYou own your dumpers and want them covered on site, in store and in transit.
Hired-In Cover
For machines you hire from a plant firm and are responsible for.
May suit you ifYou occasionally hire a dumper in and your hire agreement makes you liable.
Plant in Transit
For machines moved between sites on a trailer or low-loader.
May suit you ifYou tow your dumper to jobs or use a plant trailer regularly.
Liability & Road Risks
For claims your machine causes, and for wheeled plant used on public roads.
May suit you ifYou work on client sites where tipping close to structures is routine.
Not sure which cover you need?
Tell us what you run, where it works and whether you own or hire it.
Choose cover based on the work you do
Choose cover based on the work you do
Groundworkers, civils crews, quarries and plant owner-operators all use dumpers differently, and insurers rate them accordingly.
Groundworkers, civils crews, quarries and plant owner-operators all use dumpers differently, and insurers rate them accordingly.
Groundworks Contractors
Foundations and drainage- Site strip and muckaway
Landscapers
- Garden clearance
- Driveways and patios
Utilities & Drainage
- Trenching and ducting
- Highway and verge work
Demolition & Clearance
- Site clearance
- Moving spoil and rubble
Farms & Estates
- Tracks and drainage
- Yard and field work
Plant Owner-Operators
- Hiring your machine out
- Working for main contractors
Optional extras for plant policies
Optional extras for plant policies
Choose a category to explore insurance products tailored to your business needs.
Choose a category to explore insurance products tailored to your business needs.
Covers machines while they’re moved between sites on a trailer or low-loader.
How to insure a dumper
How to insure a dumper
Tell us what you run, where it works and how it’s secured, and we’ll compare specialist plant insurers.
Tell us what you run, where it works and how it’s secured, and we’ll compare specialist plant insurers.
1
Tell us about your machines
Makes, models, values and whether they’re owned or hired in.
2
Speak to an adviser
We’ll check security, sites and how often machines move.
3
Compare your options
We search specialist plant and construction insurers.
4
Get covered on site
Choose your policy and receive your documents the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by contractors and plant owners across the UK
Trusted by contractors and plant owners across the UK
From a single site dumper to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From a single site dumper to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Dump truck and dumper guides
Dump truck and dumper guides
Practical advice for groundworkers on cover, theft and claims.
Practical advice for groundworkers on cover, theft and claims.
Dump truck insurance FAQs
Dump truck insurance FAQs
Straight answers on cover, cost, theft and using machines on the road.
Straight answers on cover, cost, theft and using machines on the road.
Dump truck insurance covers site dumpers and articulated dumpers against theft, accidental damage and loss, whether you own the machine or hire it in. Liability for damage caused while tipping or loading is arranged alongside it.
Still not sure what cover you need?
Our plant specialists can match cover to the machines you run.