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Digger & Excavator Insurance
Digger & Excavator Insurance
Specialist plant cover for mini diggers, tracked and wheeled excavators, on site, in storage and in transit between jobs.
Specialist plant cover for mini diggers, tracked and wheeled excavators, on site, in storage and in transit between jobs.
Mini to 360 diggersSite theft coverOwned & Hired-In Options
CESAR marking
Speak to an adviser today 0330 808 1905
What is digger and excavator insurance?
Digger and excavator insurance is a plant policy covering your machines against theft, accidental damage, fire, flood and vandalism. It protects them on site, in a compound and in transit between jobs, and can be extended to cover attachments, liability and machines you hire in.
Excavators and mini diggers are among the most stolen machines in UK construction, so insurers pay close attention to how yours is secured.
Your digger insurance depends on:
Number and size of machinesMake, model and ageWhere machines are kept overnightOwned, financed or hired inSites and travel between themAttachments and buckets
What insurers expect on security
Theft is the biggest single cause of digger claims. Most insurers will ask how your machines are protected before they quote.
Cover built around how you dig
Cover built around how you dig
Owned or hired, mini or 360, one machine or a fleet: digger cover is built around how you actually work.
Owned or hired, mini or 360, one machine or a fleet: digger cover is built around how you actually work.
Owned Diggers
Cover for machines you own or are financing, against theft, damage and fire.
Mini Diggers
1 to 5 tonne machines used for landscaping, drainage and small groundworks.
Tracked 360 Excavators
Larger tracked machines used for earthmoving, trenching and site clearance.
Wheeled Excavators
Wheeled machines that travel between sites and may need road cover.
Attachments & Buckets
Breakers, grabs, augers and buckets can be insured alongside the machine.
Digger Fleets
Several machines on one policy, with cover that flexes as you add or sell.
Which digger cover suits you?
Which digger cover suits you?
Most groundworkers need cover for the machine itself, but what you add depends on whether you own or hire, and how often machines move.
Most groundworkers need cover for the machine itself, but what you add depends on whether you own or hire, and how often machines move.
Own Plant Cover
For machines you own outright or are paying for on finance.
May suit you ifYou own your diggers and want them covered on site, in store and in transit.
Hired-In Cover
For machines you hire from a plant firm and are responsible for.
May suit you ifYou occasionally hire a digger in and your hire agreement makes you liable.
Plant in Transit
For machines moved between sites on a trailer or low-loader.
May suit you ifYou tow your digger to jobs or use a plant trailer regularly.
Liability & Road Risks
For claims your machine causes, and for wheeled plant used on public roads.
May suit you ifYou work on client sites, or drive a wheeled excavator on the road.
Not sure which cover you need?
Tell us what you run, where it works and whether you own or hire it.
Choose cover based on the work you do
Choose cover based on the work you do
Groundworkers, landscapers, utilities crews and plant owner-operators all use diggers differently, and insurers rate them differently too.
Groundworkers, landscapers, utilities crews and plant owner-operators all use diggers differently, and insurers rate them differently too.
Groundworks Contractors
Foundations and drainage- Site strip and muckaway
Landscapers
- Garden clearance
- Driveways and patios
Utilities & Drainage
- Trenching and ducting
- Highway and verge work
Demolition & Clearance
- Site clearance
- Breakers and attachments
Farms & Estates
- Tracks and drainage
- Yard and field work
Plant Owner-Operators
- Hiring your machine out
- Working for main contractors
Optional extras for plant policies
Optional extras for plant policies
Choose a category to explore insurance products tailored to your business needs.
Choose a category to explore insurance products tailored to your business needs.
Covers machines while they’re moved between sites on a trailer or low-loader.
How to insure a digger or excavator
How to insure a digger or excavator
Tell us what you run, where it works and how it’s secured, and we’ll compare specialist plant insurers.
Tell us what you run, where it works and how it’s secured, and we’ll compare specialist plant insurers.
1
Tell us about your machines
Makes, models, values and whether they’re owned or hired in.
2
Speak to an adviser
We’ll check security, sites and how often machines move.
3
Compare your options
We search specialist plant and construction insurers.
4
Get covered on site
Choose your policy and receive your documents the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by contractors and plant owners across the UK
Trusted by contractors and plant owners across the UK
From a single mini digger to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From a single mini digger to a full plant fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Digger and excavator guides
Digger and excavator guides
Practical advice for groundworkers on cover, theft and claims.
Practical advice for groundworkers on cover, theft and claims.
Digger and excavator insurance FAQs
Digger and excavator insurance FAQs
Straight answers on cover, cost, theft and using machines on the road.
Straight answers on cover, cost, theft and using machines on the road.
It covers excavators of any size, from mini diggers to 360 machines, against theft, accidental damage and loss. The same policy can usually be extended to plant you hire in.
Still not sure what cover you need?
Our plant specialists can match cover to the machines you run.
