Can You Insure Special Types Vehicles?
We specialise in insurance for business vehicles, from company cars to cherry pickers. Because of this, we have access to policies that other brokers don’t.
Crane Insurance
Crane Insurance
Specialist cover for mobile cranes, lorry loaders and tower cranes, with liability for your lifts arranged alongside the plant policy.
Specialist cover for mobile cranes, lorry loaders and tower cranes, with liability for your lifts arranged alongside the plant policy.
Mobile & tower cranesLifting riskRoad use arranged
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Speak to an adviser today 0330 808 1905
What is crane insurance?
Crane insurance is specialist plant cover for businesses that own or operate cranes. It protects the crane itself against damage, theft and fire. Liability for lifting loads over sites, roads and buildings is arranged alongside it rather than included.
A crane claim is rarely just about the crane. Dropped loads, damaged buildings and injured people usually cost far more.
Your crane insurance depends on:
Type and capacity of craneMobile, lorry-mounted or towerWhether you do contract liftsWhere you work and travelOperator and appointed person coverNumber of cranes
Crane and lifting terms explained
Crane and lifting terms explained
A quick reference for the terms insurers and hire contracts use.
A quick reference for the terms insurers and hire contracts use.
CPA crane hire
The client hires crane and operator, and takes responsibility for planning and executing the lift, including insuring it.
Contract lift
The crane owner supplies the appointed person, plans the lift and retains responsibility, including insurance for the lifting operation.
Appointed person
The competent person responsible under BS 7121 for planning and supervising a lifting operation.
Goods being lifted
The load itself, which isn’t automatically covered by a crane policy and often needs separate cover.
LOLER
The regulations requiring thorough examination of lifting equipment, usually every 12 months for cranes.
Third-party property
Buildings, vehicles and services around the lift that can be damaged if something goes wrong.
Cover for every type of crane
Find cover built around the cranes you run and the lifts you carry out.
Also covered: attachments and lifting gear
Whatever you lift with, the accessories can be insured alongside the crane.
Slings
Chains
Spreader beams
Man cages
Different accessories. The same duty to examine and insure them.
Crane hire or contract lift? Who insures what
Crane hire or contract lift? Who insures what
The contract you work under decides who carries the risk, and that changes the insurance you need.
The contract you work under decides who carries the risk, and that changes the insurance you need.
| Contract type | Who plans the lift | Appointed person | Who insures what |
|---|---|---|---|
CPA Crane Hire | The hirer plans and runs the lift | Hirer supplies | Hirer insures the crane and the lift |
Contract Lift | The crane owner plans and runs the lift | Owner supplies | Owner insures crane and lifting operation; hirer still needs liability |
Owner-Operated | You plan and lift with your own crane | You supply | You insure the crane, the lift and third parties |
Tower Crane Hire | Usually hired for the project duration | Agreed in contract | Erection, dismantling and use all need cover |
Lifting Gear Hire | You lift with hired slings and gear | You supply | You insure loss or damage to hired gear |
Your Own Cranes | You own and operate the fleet | You supply | You insure cranes, lifts and liability |
One crane or a lifting fleet?
Cover can be arranged for a single lorry loader or a fleet of cranes and operators.
You don’t need a large fleet to benefit from putting several cranes on one policy.
Who operates and plans your lifts?
How lifts are planned and supervised affects your risk and the cover insurers will offer.
Insurance is only part of safe lifting
Good lifting practice reduces claims, and insurers look closely at how you plan and record your work.
Lifting compliance checklist
Thorough examination recordsLift plans and method statementsAppointed person appointedGround conditions assessedLifting accessories examinedExclusion zones in place
When things go wrong, we’re here to help
We’ll guide you through a crane claim, from the first call to getting the machine back to work.
How to insure a crane
How to insure a crane
Tell us what you lift, how lifts are planned and who supplies the appointed person.
Tell us what you lift, how lifts are planned and who supplies the appointed person.
1
Tell us about your cranes
Types, capacities, values and where they work.
2
Speak to an adviser
We’ll check contracts, operators and lifting duties.
3
Compare your options
We search specialist plant and lifting insurers.
4
Get covered on site
Choose your policy and receive your documents the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by contractors and plant owners across the UK
Trusted by contractors and plant owners across the UK
From a single lorry loader to a full lifting fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From a single lorry loader to a full lifting fleet, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Crane and lifting guides
Crane and lifting guides
Practical advice for crane owners and lifting contractors.
Practical advice for crane owners and lifting contractors.
Crane insurance FAQs
Crane insurance FAQs
Straight answers on crane cover, contract lifts, LOLER and cost.
Straight answers on crane cover, contract lifts, LOLER and cost.
Crane insurance covers the crane itself against theft, damage and loss. Liability for a dropped load, or for injury and damage caused during a lift, is arranged alongside it rather than included.
Still not sure what cover you need?
Our plant specialists can match cover to the cranes and lifts you carry out.