Cover for mobile fitters and repairers working at customers’ homes, dealerships and workplaces, tyres, glass, SMART repairs, audio, trackers and tinting.
Cover for mobile fitters and repairers working at customers’ homes, dealerships and workplaces, tyres, glass, SMART repairs, audio, trackers and tinting.
SMART repairs coveredDealer contractsPart-time welcome
Tools cover available
Speak to an adviser today 0330 808 1117
Mobile installer insurance is a motor trade policy for technicians who fit, repair or refinish parts of customers’ vehicles away from a workshop. It covers your liability for the work you carry out and the customer vehicles you work on and move. Tools and stock carried in your van are not covered as standard. They need adding to your policy or a separate policy.
A standard van policy covers the van, not the customer’s car you’re working on or the kit in the back.
Your mobile installer cover depends on:
Your postcodeServices you offerCustomer vehicles you work onWhether you move or road test carsStock carried in your vanStaff or subcontractorsDealer and fleet contracts
Mobile installers fit tyres, glass, audio, trackers, tints and alloys at customers’ homes, workplaces and the roadside, and need cover for the vehicles they work on as well as their own van.
Mobile installers fit tyres, glass, audio, trackers, tints and alloys at customers’ homes, workplaces and the roadside, and need cover for the vehicles they work on as well as their own van.
Mobile Tyre Fitters
Fitting tyres, wheels and balancing at customers’ homes, workplaces and roadside.
SMART Repairers
Small to medium area repair technicians fixing scuffs, dents, alloys and paint defects.
Windscreen & Glass Fitters
Repairing and replacing windscreens and vehicle glass on site.
Audio & Tracker Installers
Fitting audio, dashcams, trackers, parking sensors and accessories.
Tinting & Wrapping
Window tinting, vinyl wrapping and paint protection applied at customer locations.
Growing Installer Businesses
Teams running several vans, technicians and dealer contracts.
Insurers rate mobile work by where you work and whose vehicles you handle.
What cover does a mobile installer need?
What cover does a mobile installer need?
Road risk is only required by law if you drive customer vehicles, and employers’ liability is often required if you have staff. Liability, customer vehicle and tools cover protect against the claims mobile fitters face most.
Road risk is only required by law if you drive customer vehicles, and employers’ liability is often required if you have staff. Liability, customer vehicle and tools cover protect against the claims mobile fitters face most.
| Cover | What it covers | Legal? | Who needs it | Mobile | SMART repair | Dealer work | With staff |
|---|---|---|---|---|---|---|---|
| Public liability | Injury or damage at customer locations | No | All mobile installers |  | | | |
| Customer vehicles | Damage to the car you’re working on | No | Fitters and SMART repairers | | | | |
| Products liability | Claims from parts fitted or repairs done | No | Tyre, glass and audio fitters | | | | |
| Road risk | Driving or moving customer cars | If driving | Dealer and forecourt work |  | | | |
| Tools and stock | Theft or damage to kit in your van | No | Anyone working from a van | | | | |
| Employers’ liability | Injury claims from technicians | Often, if staff | Installer teams | | | | |
Still unsure which installer cover you need?
0330 808 1117Whether you work alone or run a team of technicians, cover can be arranged around your setup.
Your tools and stock travel with you, but they are not covered as standard and need adding to your policy. Many tools policies only pay for theft from a locked van, and some exclude tools left overnight.
How much is mobile installer insurance?
How much is mobile installer insurance?
Mobile installer insurance has no set price. It depends on your postcode, what you fit or repair, the vehicles you work on, whether you drive customer cars, the value of tools and stock in your van, your staff and your claims history.
Where you are based matters. Postcode is one of the biggest rating factors on a motor trade policy, and it affects more than the price. It can decide whether an insurer will quote at all.
Mobile installer insurance has no set price. It depends on your postcode, what you fit or repair, the vehicles you work on, whether you drive customer cars, the value of tools and stock in your van, your staff and your claims history.
Where you are based matters. Postcode is one of the biggest rating factors on a motor trade policy, and it affects more than the price. It can decide whether an insurer will quote at all.
What you fit
SMART repairs and glass work carry different risks to audio or tracker fitting.
Customer vehicles
Working on prestige and dealer stock raises the cover you need.
Tools and stock
Insurers look at the value of tools and stock in your van and where it is parked overnight.
Drivers and staff
Insurers will ask who drives, and whether you need named drivers or any-driver cover.
Claims history
Insurers will ask about any claims you have made.
How to insure your installer business
How to insure your installer business
Tell us what you fit or repair, where you work and what you carry, and we’ll compare specialist motor trade insurers.
Tell us what you fit or repair, where you work and what you carry, and we’ll compare specialist motor trade insurers.
Tell us what you fit
Tyres, glass, SMART repairs, audio, trackers or tinting.
Confirm vehicles and kit
Your van, tool values, stock carried and who drives.
We compare insurers
We search specialist motor trade insurers for installer cover.
Get covered and booking jobs
Choose your policy and receive your documents quickly.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by mobile installers and SMART repairers across the UK
Trusted by mobile installers and SMART repairers across the UK
From mobile tyre fitters and SMART repairers to audio and tracker installers, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From mobile tyre fitters and SMART repairers to audio and tracker installers, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Mobile installer guides
Mobile installer guides
Practical advice for mobile fitters and SMART repair technicians.
Practical advice for mobile fitters and SMART repair technicians.
Insurance Revolution’s Guide to Motor Trade Insurance Policies
The motor trade industry is diverse and complex, encompassing everything from car dealerships and repair shops to valeting services and vehicle recovery businesses. Whether you’re buying and selling vehicles, offering repairs, or running a garage, motor trade insurance is a crucial component of protecting your business.
Common Motor Trade Insurance Claims and How to Avoid Them
Running a motor trade business comes with daily risks. Whether you operate as a used car dealer, mechanic, vehicle valeter, MOT centre, or mobile repair specialist, accidents can happen when you least expect them.
Why Would I Need Motor Trade Insurance?
“Do I or do I not need to take to motor trade insurance policy?” most of the motor traders are in this constant dilemma with the insurance scheme and are kind of clueless what benefits they would be getting by opting for the motor trade insurance. The law demands every motor trader to sign up with motor trade insurance policy and any negligence here would amount to violating the law.
Why Public Liability Insurance Is Crucial for Car Forecourt Traders
As a car forecourt trader, you’re not just selling vehicles; you’re inviting potential buyers onto your premises, where they interact with your staff, inspect vehicles, and often test drive them. While this activity is essential for your business, it also introduces various risks. This is where public liability insurance becomes crucial, alongside having the right level of forecourt cover.
Understanding Motor Trade Insurance as a Small Business Owner
As a small business owner in the motor trade industry, it’s crucial to understand the importance and nuances of motor trade insurance. Whether you’re selling vehicles, offering repair services, or dealing with vehicle parts, having the right insurance coverage can protect your business from a variety of risks.
Navigating the Road to Secure Trade: Unveiling the Considerations of Motor Trade Insurance
Opening your garage, paint shop, or car lot is exciting. However, many hidden pitfalls can cause you to blow out and take your business off the road. In this 2-minute read, we’ll highlight the different types of motor trade business insurance you need to protect your business should something unexpected happen.
What Are The Different Trades Covered Under Motor Trade Insurance?
Motor trade insurance is a legal requirement when you are in a motor trade business. You will have to sign up for a motor trade insurance policy if your business involves having clients’ vehicles under your custody, care or control. These would apply to businesses engaged in auto sales, including both new and pre-owned vehicles
Mobile installer insurance FAQs
Mobile installer insurance FAQs
Straight answers for mobile fitters, installers and SMART repair technicians.
Straight answers for mobile fitters, installers and SMART repair technicians.
Most mobile fitters need public and products liability, cover for the customer vehicles they work on, and tools and stock cover for their van. Add road risk if you drive or move customer cars, and employers’ liability if you have staff.
Still not sure what cover you need?
Our motor trade specialists can build cover around what you fit and where you work.
