
HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

What is tipper and grab lorry insurance?
Tipper and grab insurance is commercial motor cover for lorries with tipping bodies, loader cranes or skip gear. Alongside the vehicle, it can cover the equipment fitted to it, and public and employers’ liability for site work can be arranged alongside it.
Tipping and lifting are where the claims are. Dropped loads and struck overhead cables cost far more than a bumper.
Your tipper or grab insurance depends on:
Tippers, grabs and skip lorries work on live sites and in waste yards, where loading damage and site access claims are far more common than on general haulage.
Tippers, grabs and skip lorries work on live sites and in waste yards, where loading damage and site access claims are far more common than on general haulage.
Groundworkers
Muckaway, aggregates and site clearance for construction work.
Grab hire operators
Grab lorries loading spoil, soil and hardcore straight from site.
Skip hire firms
Skip lorries delivering, exchanging and collecting containers.
Aggregate haulage
Carrying sand, stone and asphalt for quarries and merchants.
Waste and recycling
Moving waste to transfer stations and recycling facilities.
Plant and muckaway firms
Operators running tippers alongside diggers and dumpers.
Tippers, grabs, skip lorries and hookloaders carry different equipment and different risks, so insurers rate each body type separately.
How drivers are listed affects both price and flexibility on site work.
Operator licensing, waste carrier registration and lifting duties all sit alongside your insurance.
Operator compliance checklist

We’ll guide you through a claim, from the first call to getting the lorry back on site.

How to insure a tipper or grab lorry
How to insure a tipper or grab lorry
Tell us what you run, what you carry and where you work, and we’ll compare specialist insurers.
Tell us what you run, what you carry and where you work, and we’ll compare specialist insurers.
Tell us about your lorries
Weights, bodies, cranes and values.
Share your work
Muckaway, aggregates, skips or waste, and your radius.
We compare specialist insurers
We search tipper, grab and haulage insurers for the right terms.
Get covered and working
Choose your policy and receive your documents the same day.
Trusted by tipper, grab and skip operators across the UK
Trusted by tipper, grab and skip operators across the UK
From a single tipper to a fleet of grab and skip lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From a single tipper to a fleet of grab and skip lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
Tipper and grab guides
Tipper and grab guides
Practical advice for tipper, grab and skip operators on cover and compliance.
Practical advice for tipper, grab and skip operators on cover and compliance.

HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

Unveiling the Key Secrets to Commercial Truck Insurance Coverage
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What Is CMR Insurance?
CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers comply with the CMR Convention, ‘Convention on the Contract for the International Carriage of Goods by Road’, in full, an EU law requiring goods carriers to produce a CMR consignment at customs and when unloading.

Operator Licences: What Are They?
Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated.
Tipper and grab lorry insurance FAQs
Tipper and grab lorry insurance FAQs
Straight answers on cover, lifting duties, waste carrying and cost.
Straight answers on cover, lifting duties, waste carrying and cost.
It covers the lorry, the tipping body and third parties, and can be extended to public and employers’ liability, goods in transit for the materials you carry, and the equipment fitted to the vehicle.