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Tipper & Grab LorryInsurance

Tipper & Grab Lorry Insurance

Cover for tippers, grab lorries and skip trucks working construction, groundworks and waste.

Cover for tippers, grab lorries and skip trucks working construction, groundworks and waste.

Enter your vehicle registration

Loader crane cover
Aggregates & spoil
Plant alongside
Waste carrier work

Specialist cover for tipper, grab and skip operators across the UK

Speak to an adviser about your lorries 0330 808 0884

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Dump truck with crane loading rubble at a construction site, operated by a worker in safety gear amid debris and partially built houses.

What is tipper and grab lorry insurance?

Tipper and grab insurance is commercial motor cover for lorries with tipping bodies, loader cranes or skip gear. Alongside the vehicle, it can cover the equipment fitted to it, and public and employers’ liability for site work can be arranged alongside it.

Tipping and lifting are where the claims are. Dropped loads and struck overhead cables cost far more than a bumper.

Your tipper or grab insurance depends on:

Body type and crane fitted
What you carry
Construction or waste work
Drivers and experience
Where lorries are parked
Number of vehicles

Who needs tipper and grab cover?

Who needs tipper and grab cover?

Tippers, grabs and skip lorries work on live sites and in waste yards, where loading damage and site access claims are far more common than on general haulage.

Tippers, grabs and skip lorries work on live sites and in waste yards, where loading damage and site access claims are far more common than on general haulage.

Groundworkers

Muckaway, aggregates and site clearance for construction work.

Grab hire operators

Grab lorries loading spoil, soil and hardcore straight from site.

Skip hire firms

Skip lorries delivering, exchanging and collecting containers.

Aggregate haulage

Carrying sand, stone and asphalt for quarries and merchants.

Waste and recycling

Moving waste to transfer stations and recycling facilities.

Plant and muckaway firms

Operators running tippers alongside diggers and dumpers.

Which body are you running?

Tippers, grabs, skip lorries and hookloaders carry different equipment and different risks, so insurers rate each body type separately.

Large white and black dump truck parked at a construction site on a wet, muddy ground under a partly cloudy blue sky.

Tippers

Rigid and artic tippers carrying muck, aggregates and spoil.

Large white dump truck with a red hydraulic crane arm carrying a load of rubble while driving on a city street.

Grab Lorries

Loader cranes with grabs, working straight from the kerb or site.

White skip loader truck lifting a yellow dumpster in a wet industrial scrapyard filled with metal debris and containers.

Skip Lorries

Chain lift and skip loaders delivering and collecting containers.

White hooklift truck driving on a multi-lane highway with cars and green trees in the background.

Hookloaders

Roll-on roll-off bodies for larger containers and bulk waste.

Working on live construction sites?

Working on live construction sites?

Site work brings public liability risk that a motor policy alone won’t cover. We can arrange both together.

Site work brings public liability risk that a motor policy alone won’t cover. We can arrange both together.

White MAN tipper truck loaded with soil parked on a muddy road at a busy construction site with scaffolding and workers.

Choose the right driver arrangement

How drivers are listed affects both price and flexibility on site work.

Gold icon of a uniformed worker wearing a cap and jacket, viewed from the front.

Named Drivers

Best when the same drivers run the same lorries.

Defined driver list
Lower premiums
Settled teams
Gold icon of five simple human silhouettes standing together in a group.

Any Driver

Best when lorries are shared or agency drivers cover peaks.

Multiple employees
Shared vehicles
Relief and agency drivers
Icon of three construction workers wearing hard hats, symbolizing a work crew or safety team.

Multiple Drivers

Best for growing firms with a settled crew.

Several named drivers
Shared vehicle access
Easier management

Insurance is only part of running tippers and grabs legally

Operator licensing, waste carrier registration and lifting duties all sit alongside your insurance.

Operator compliance checklist

Operator licence in place
Waste carrier registration
Loader crane examinations
Driver CPC up to date
Load sheeting and securing
Maintenance and inspection records
Dump trucks and excavators move soil and rubble at an active construction materials yard under a partly cloudy sky.

When things go wrong, we’re here to help

We’ll guide you through a claim, from the first call to getting the lorry back on site.

Report icon

Report

Tell us what happened and we’ll contact your insurer.

Support icon

Support

We help you understand your cover and what happens next.

Get moving icon

Back on site

Work with the insurer to repair, replace or settle quickly.

How much is tipper and grab lorry insurance?

Tipper and grab insurance has no fixed price. It depends on the body and equipment fitted, what you carry, the sites you work on, your drivers, overnight parking and your claims history.

Gold outline icon of a delivery truck with two wheels on a transparent background

Body and equipment

Loader cranes, skip gear and tipping bodies add value and risk to the vehicle.

Gold outline icon of a construction worker wearing a safety helmet and work uniform on a transparent background.

Drivers

Ages, experience and whether you use agency drivers all affect the price.

Gold line icon of a factory or warehouse with stacked boxes and a flag-like roof detail.

What you carry

Muck, aggregates, skips and waste are each rated differently by insurers.

Gold letter P inside a gold circle on a transparent background.

Overnight parking

A secure yard reduces theft and vandalism risk for lorries and cranes.

Gold winding path icon with a circle at the start and an arrow at the end on a transparent background

Where you work

Live construction sites and kerbside grab work carry more third-party risk than yard work.

Gold icon of a document with text lines and an overlapping shield featuring a checkmark symbol.

Claims history

Dropped loads and struck cables have a lasting effect on premiums.

Advisers discussing van insurance cover

Why use Insurance Revolution for tipper and grab cover?

Tipping and lifting work is rated differently to general haulage, and not every insurer wants it.

Specialist tipper and grab insurers
Experienced UK advisers
Loader crane and body cover
Liability for site work
Single lorry and fleet options
Support when you claim

How to insure a tipper or grab lorry

How to insure a tipper or grab lorry

Tell us what you run, what you carry and where you work, and we’ll compare specialist insurers.

Tell us what you run, what you carry and where you work, and we’ll compare specialist insurers.

1

Tell us about your lorries

Weights, bodies, cranes and values.

2

Share your work

Muckaway, aggregates, skips or waste, and your radius.

3

We compare specialist insurers

We search tipper, grab and haulage insurers for the right terms.

4

Get covered and working

Choose your policy and receive your documents the same day.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Lifting with a loader crane?

Lifting with a loader crane?

Grab and skip lorries carry lifting duties as well as motor risk, including regular thorough examination of the crane.

Grab and skip lorries carry lifting duties as well as motor risk, including regular thorough examination of the crane.

White dump truck with a red hydraulic crane and grab bucket attachment against a plain background.

Trusted by tipper, grab and skip operators across the UK

Trusted by tipper, grab and skip operators across the UK

From a single tipper to a fleet of grab and skip lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

From a single tipper to a fleet of grab and skip lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

Tipper and grab guides

Tipper and grab guides

Practical advice for tipper, grab and skip operators on cover and compliance.

Practical advice for tipper, grab and skip operators on cover and compliance.

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Tipper and grab lorry insurance FAQs

Tipper and grab lorry insurance FAQs

Straight answers on cover, lifting duties, waste carrying and cost.

Straight answers on cover, lifting duties, waste carrying and cost.

It covers the lorry, the tipping body and third parties, and can be extended to public and employers’ liability, goods in transit for the materials you carry, and the equipment fitted to the vehicle.

Still not sure what cover you need?

Our specialists can match cover to your lorries and the work you do.