
HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.
Flatbed and curtain sider insurance is commercial motor cover for lorries carrying palletised, banded and oversized loads. Alongside the vehicle, most operators add goods in transit for the load and liability cover for loading, strapping and delivery work.
Curtains are weather protection, not load restraint, unless the body is specifically rated for it. Insurers and DVSA both look at how loads are secured.
Your flatbed or curtainsider insurance depends on:

Unsecured loads are one of the most common reasons DVSA stops a vehicle, and a shifted load is an expensive claim.
Flatbeds, curtainsiders, dropsides and crane-equipped lorries carry different loads and different risks, and insurers rate each accordingly.
Flatbeds, curtainsiders, dropsides and crane-equipped lorries carry different loads and different risks, and insurers rate each accordingly.
Flatbeds
Open decks for steel, timber, plant and awkward loads.
Curtain Siders
Curtainsided trailers and rigids for palletised distribution.
Dropsides
Dropside bodies for building materials and mixed loads.
Crane-Equipped Flatbeds
Flatbeds with a loader crane for self-loading deliveries.
Mixed Fleets
Operators running several body types on one policy.
Which flatbed or curtainsider cover do you need?
Which flatbed or curtainsider cover do you need?
What you carry matters as much as what you drive, so start with the loads.
What you carry matters as much as what you drive, so start with the loads.
Palletised distribution
Curtainsider work for pallet networks and general distribution.
May suit you ifYou run pallet work and need transit limits that match customer contracts.
Building materials
Flatbeds and dropsides carrying timber, blocks, steel and bagged goods.
May suit you ifYou deliver to sites and merchants and load with a loader crane.
Steel and oversized loads
Heavier, awkward loads needing chains, nets and careful restraint.
May suit you ifYou carry steel, plant or machinery and need higher transit limits.
Mixed haulage
Operators running a mix of curtains, flats and dropsides.
May suit you ifYour work changes week to week and you want one flexible policy.
Not sure which cover fits your work?
Tell us what you carry and we’ll match the right policy.

Choose cover based on the work you do
Choose cover based on the work you do
Palletised distribution, building materials, steel and machinery all load differently, and load securing is what insurers look at most.
Palletised distribution, building materials, steel and machinery all load differently, and load securing is what insurers look at most.
Pallet networks
Builders’ merchants
Steel stockholders
Plant movement
General haulage
Owner-drivers
Trusted by flatbed and curtainsider operators across the UK
Trusted by flatbed and curtainsider operators across the UK
From a single dropside to a fleet of curtainsiders, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
From a single dropside to a fleet of curtainsiders, our customers trust Insurance Revolution to get the right cover and expert support when it matters.
Optional extras for flatbed and curtainsider policies
Optional extras for flatbed and curtainsider policies
Your motor policy covers the lorry. These extras cover the load, the straps and curtains, and the liabilities that come with delivery work.
Your motor policy covers the lorry. These extras cover the load, the straps and curtains, and the liabilities that come with delivery work.
Protects the loads you carry against damage, theft and loss while they’re on the vehicle.

How to insure a flatbed or curtain sider
How to insure a flatbed or curtain sider
Tell us what you run and what you carry, and we’ll compare specialist insurers.
Tell us what you run and what you carry, and we’ll compare specialist insurers.
Tell us about your lorries
Weights, bodies, loader cranes and values.
Share your loads
What you carry, typical values and your operating radius.
We compare specialist insurers
We search haulage insurers for motor, transit and liability cover.
Get covered and loading
Choose your policy and receive your documents the same day.
Flatbed and curtainsider guides
Flatbed and curtainsider guides
Practical advice on load securing, transit cover and claims.
Practical advice on load securing, transit cover and claims.

HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

Unveiling the Key Secrets to Commercial Truck Insurance Coverage
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What Is CMR Insurance?
CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers comply with the CMR Convention, ‘Convention on the Contract for the International Carriage of Goods by Road’, in full, an EU law requiring goods carriers to produce a CMR consignment at customs and when unloading.

Operator Licences: What Are They?
Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated.
Flatbed and curtain sider insurance FAQs
Flatbed and curtain sider insurance FAQs
Straight answers on load securing, transit cover, cranes and cost.
Straight answers on load securing, transit cover, cranes and cost.
It covers the lorry and third parties, and can be extended to goods in transit for the loads you carry, loader cranes fitted to the vehicle, and public and employers’ liability for loading and delivery work.