
HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.
Car transporter insurance starts with motor cover for the transporter itself, the truck or the trailer. As soon as you load a customer’s vehicle onto it, that vehicle needs its own cover, and that is an additional goods in transit policy arranged alongside the motor cover. Without it, a car damaged during loading, transit or unloading is usually not covered at all.
Your motor policy covers the transporter. The moment a customer’s car is on the deck, that car needs its own goods in transit policy, sometimes called vehicles in transit when it is written for vehicle loads.
Your transporter insurance depends on:

Dealers, auction logistics firms, lease companies and owner-operators all move vehicles, and insurers rate each differently.
Dealers, auction logistics firms, lease companies and owner-operators all move vehicles, and insurers rate each differently.
Vehicle Movement Firms
Businesses moving cars between dealers, auctions and compounds.
Dealer Deliveries
Dealers delivering sold cars and collecting part-exchanges.
Auction & Remarketing
Moving stock to and from auction sites and remarketing centres.
Lease & Rental Logistics
Collecting end-of-contract and rental fleet vehicles.
Enclosed & Prestige
Covered transporters carrying classic, prestige and race cars.
Owner-Operators
Single-truck operators running transport work for trade customers.
Which transporter setup do you run?
Which transporter setup do you run?
Beavertails, rigid transporters and artic multi-car units are all rated differently, mainly on how many vehicles you carry and what they’re worth.
Beavertails, rigid transporters and artic multi-car units are all rated differently, mainly on how many vehicles you carry and what they’re worth.
7.5t beavertail or tilt bed
A rigid truck carrying one or two cars, often used for recovery and trade moves.
May suit you ifYou hold C1 entitlement and need to move non-runners as well as runners.
Rigid multi-car transporter
A larger rigid carrying several cars, sometimes with a drawbar trailer.
May suit you ifYou do regular trade work and need to move several vehicles per run.
Artic transporter
A full car transporter carrying up to eight or nine cars on national runs.
May suit you ifYou run contract logistics work for manufacturers, auctions or lease firms.
Not sure which setup you need cover for?
Tell us what you tow or drive and we’ll match the right policy.
Cover arranged alongside your transporter policy
Cover arranged alongside your transporter policy
Your motor policy covers the transporter itself. These are arranged alongside it: goods in transit for the vehicles on the deck, and cover for the work around them.
Your motor policy covers the transporter itself. These are arranged alongside it: goods in transit for the vehicles on the deck, and cover for the work around them.
Covers the cars on your deck against damage, theft and loss while they’re in your care.


Choose cover based on the work you do
Choose cover based on the work you do
Dealer deliveries, auction runs, lease returns and enthusiast moves all put different values on the deck, which is what insurers price on.
Dealer deliveries, auction runs, lease returns and enthusiast moves all put different values on the deck, which is what insurers price on.
Trade movements
Auction logistics
Recovery operators
Trade plate drivers
Prestige transport
Multi-truck operators
How to insure a car transporter
How to insure a car transporter
Insuring a car transporter takes four steps: tell us about the unit, the vehicles you carry and their values, let us compare specialist insurers, then get your documents.
Insuring a car transporter takes four steps: tell us about the unit, the vehicles you carry and their values, let us compare specialist insurers, then get your documents.
Tell us about your setup
Trailer, beavertail, rigid or artic, and what you carry.
Share the values
Typical and maximum value of the cars on the deck.
We compare specialist insurers
We search motor trade, haulage and recovery insurers.
Get covered and loading
Choose your policy and receive your documents the same day.
Trusted by vehicle transport operators across the UK
Trusted by vehicle transport operators across the UK
From a single beavertail to a fleet of artic transporters, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From a single beavertail to a fleet of artic transporters, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
Car transporter guides
Car transporter guides
Practical advice for vehicle movement operators on cover and licensing.
Practical advice for vehicle movement operators on cover and licensing.

HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

Unveiling the Key Secrets to Commercial Truck Insurance Coverage
Being a commercial truck owner comes with its own set of unique challenges. Commercial truck insurance gives you peace of mind and ensures your business and vehicle are covered in the event of a claim. This 2-minute blog will dive into the considerations of commercial truck insurance tailored to the specific needs of your business.

How To Lower The Cost Of Lorry Insurance Without Losing Cover
Running a haulage business involves significant costs. Fuel, maintenance, and compliance all impact your budget, and insurance can feel like another unavoidable expense. However, there are safe and effective ways to reduce the cost of lorry insurance without compromising on protection.

Lorry Insurance Explained: What It Covers And Why Haulage Businesses Need It
Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods.

Why Every UK Haulage Business Needs Specialist HGV Insurance
Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps.

HGV Insurance Explained: Protecting Your Lorries, Drivers and Business
Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation.

Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know
Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims.

Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid
Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover.

What Is CMR Insurance?
CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers comply with the CMR Convention, ‘Convention on the Contract for the International Carriage of Goods by Road’, in full, an EU law requiring goods carriers to produce a CMR consignment at customs and when unloading.

Operator Licences: What Are They?
Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated.
Car transporter insurance FAQs
Car transporter insurance FAQs
Straight answers on carrying vehicles, cover limits, licensing and cost.
Straight answers on carrying vehicles, cover limits, licensing and cost.
Not under the motor policy. That covers the transporter and third parties, not the cars on the deck. The vehicles you carry need an additional goods in transit policy, arranged alongside the motor cover.