HomeHGV Truck InsuranceCar Transporter

Car Transporter Insurance

Car Transporter Insurance

Cover for transporters and recovery trucks moving vehicles for dealers, auctions, lease firms and private customers.

Cover for transporters and recovery trucks moving vehicles for dealers, auctions, lease firms and private customers.

Enter your transporter registration

Goods in transit
Open & enclosed decks
Trailer combinations
Dealer movements

Specialist cover for vehicle transport operators across the UK

Speak to an adviser about your transporter 0330 808 0884

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is car transporter insurance?

Car transporter insurance starts with motor cover for the transporter itself, the truck or the trailer. As soon as you load a customer’s vehicle onto it, that vehicle needs its own cover, and that is an additional goods in transit policy arranged alongside the motor cover. Without it, a car damaged during loading, transit or unloading is usually not covered at all.

Your motor policy covers the transporter. The moment a customer’s car is on the deck, that car needs its own goods in transit policy, sometimes called vehicles in transit when it is written for vehicle loads.

Your transporter insurance depends on:

Rigid, artic or trailer setup
Number of vehicles carried
Value of cars on the deck
Annual mileage and radius
Where the transporter is parked
Drivers and experience
A man getting into a car outside an office building

Who needs car transporter cover?

Who needs car transporter cover?

Dealers, auction logistics firms, lease companies and owner-operators all move vehicles, and insurers rate each differently.

Dealers, auction logistics firms, lease companies and owner-operators all move vehicles, and insurers rate each differently.

Vehicle Movement Firms

Businesses moving cars between dealers, auctions and compounds.

Dealer Deliveries

Dealers delivering sold cars and collecting part-exchanges.

Auction & Remarketing

Moving stock to and from auction sites and remarketing centres.

Lease & Rental Logistics

Collecting end-of-contract and rental fleet vehicles.

Enclosed & Prestige

Covered transporters carrying classic, prestige and race cars.

Owner-Operators

Single-truck operators running transport work for trade customers.

Which transporter setup do you run?

Which transporter setup do you run?

Beavertails, rigid transporters and artic multi-car units are all rated differently, mainly on how many vehicles you carry and what they’re worth.

Beavertails, rigid transporters and artic multi-car units are all rated differently, mainly on how many vehicles you carry and what they’re worth.

7.5t beavertail or tilt bed

A rigid truck carrying one or two cars, often used for recovery and trade moves.

May suit you ifYou hold C1 entitlement and need to move non-runners as well as runners.

Rigid multi-car transporter

A larger rigid carrying several cars, sometimes with a drawbar trailer.

May suit you ifYou do regular trade work and need to move several vehicles per run.

Artic transporter

A full car transporter carrying up to eight or nine cars on national runs.

May suit you ifYou run contract logistics work for manufacturers, auctions or lease firms.

Not sure which setup you need cover for?

Tell us what you tow or drive and we’ll match the right policy.

0330 808 0884

Carrying prestige or classic cars?

Carrying prestige or classic cars?

High-value loads need transit limits that match what’s on the deck. We’ll check your cover against the cars you actually carry.

High-value loads need transit limits that match what’s on the deck. We’ll check your cover against the cars you actually carry.

Luxury sports car loaded into a white enclosed transport truck via rear ramp in a parking area.

Cover arranged alongside your transporter policy

Cover arranged alongside your transporter policy

Your motor policy covers the transporter itself. These are arranged alongside it: goods in transit for the vehicles on the deck, and cover for the work around them.

Your motor policy covers the transporter itself. These are arranged alongside it: goods in transit for the vehicles on the deck, and cover for the work around them.

Covers the cars on your deck against damage, theft and loss while they’re in your care.

Car carrier truck loaded with multiple new vehicles parked outside an auto dealership or service center.
Advisers discussing van insurance cover

Why use Insurance Revolution for transporter insurance?

Vehicle transport sits between motor trade, haulage and recovery cover, and the gap between them is where claims get refused.

Motor cover for the transporter
Goods in transit for vehicles carried
Trade plate and delivery use
Enclosed and prestige loads
Single truck and fleet options
Claims support from UK advisers

Choose cover based on the work you do

Choose cover based on the work you do

Dealer deliveries, auction runs, lease returns and enthusiast moves all put different values on the deck, which is what insurers price on.

Dealer deliveries, auction runs, lease returns and enthusiast moves all put different values on the deck, which is what insurers price on.

Trade movements

  • Dealer to dealer
  • Compound moves
Start Your Quote

Auction logistics

  • Auction collections
  • Remarketing runs
Start Your Quote

Recovery operators

  • Non-runners
  • Accident damage
Start Your Quote

Trade plate drivers

  • Driven deliveries
  • Single-car moves
Start Your Quote

Prestige transport

  • Enclosed loads
  • Classic and race cars
Start Your Quote

Multi-truck operators

  • Several transporters
  • Employed drivers
Start Your Quote

How much is car transporter insurance?

Car transporter insurance has no fixed price. It depends on your setup, the value of the vehicles you carry, the type of work, your mileage and radius, overnight security and your claims history.

Gold outline icon of a delivery truck with two wheels on a transparent background

Your setup

A 7.5 tonne beavertail is rated very differently to an artic transporter.

Gold speedometer icon with a needle pointing left, representing speed, performance, or dashboard metrics.

Radius and mileage

Local dealer moves are rated differently to national contract logistics.

Gold pound sterling currency symbol on a black background.

Value on the deck

The maximum value of vehicles you carry drives the transit element of the premium.

Gold letter P inside a gold circle on a transparent background.

Overnight security

Where the transporter and its load are parked overnight affects theft risk.

Gold tow truck icon with a hook, shown in side view on a transparent background

Type of work

Prestige and enclosed transport carries higher values than general trade moves.

Gold icon of a document with text lines and an overlapping shield featuring a checkmark symbol.

Claims history

Loading and transit damage claims have a lasting effect on premiums.

Moving non-runners and damaged cars?

Moving non-runners and damaged cars?

Recovery work is rated differently to trade transport. We can cover both under one policy where insurers allow it.

Recovery work is rated differently to trade transport. We can cover both under one policy where insurers allow it.

White flatbed tow truck with amber lights on top, viewed from the front side against a transparent background.

How to insure a car transporter

How to insure a car transporter

Insuring a car transporter takes four steps: tell us about the unit, the vehicles you carry and their values, let us compare specialist insurers, then get your documents.

Insuring a car transporter takes four steps: tell us about the unit, the vehicles you carry and their values, let us compare specialist insurers, then get your documents.

1

Tell us about your setup

Trailer, beavertail, rigid or artic, and what you carry.

2

Share the values

Typical and maximum value of the cars on the deck.

3

We compare specialist insurers

We search motor trade, haulage and recovery insurers.

4

Get covered and loading

Choose your policy and receive your documents the same day.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Trusted by vehicle transport operators across the UK

Trusted by vehicle transport operators across the UK

From a single beavertail to a fleet of artic transporters, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

From a single beavertail to a fleet of artic transporters, our customers trust Insurance Revolution to find the right cover and expert support when it matters.

Car transporter guides

Car transporter guides

Practical advice for vehicle movement operators on cover and licensing.

Practical advice for vehicle movement operators on cover and licensing.

HGV Driving Safety Statistics

HGV Driving Safety Statistics

We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

Read More
Unveiling the Key Secrets to Commercial Truck Insurance Coverage

Unveiling the Key Secrets to Commercial Truck Insurance Coverage

Being a commercial truck owner comes with its own set of unique challenges. Commercial truck insurance gives you peace of mind and ensures your business and vehicle are covered in the event of a claim. This 2-minute blog will dive into the considerations of commercial truck insurance tailored to the specific needs of your business.

Read More
How To Lower The Cost Of Lorry Insurance Without Losing Cover

How To Lower The Cost Of Lorry Insurance Without Losing Cover

Running a haulage business involves significant costs. Fuel, maintenance, and compliance all impact your budget, and insurance can feel like another unavoidable expense. However, there are safe and effective ways to reduce the cost of lorry insurance without compromising on protection.

Read More
Lorry Insurance Explained: What It Covers And Why Haulage Businesses Need It

Lorry Insurance Explained: What It Covers And Why Haulage Businesses Need It

Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods.

Read More
Why Every UK Haulage Business Needs Specialist HGV Insurance

Why Every UK Haulage Business Needs Specialist HGV Insurance

Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps.

Read More
HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation.

Read More
Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims.

Read More
Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover.

Read More
What Is CMR Insurance?

What Is CMR Insurance?

CMR Insurance is a type of cover which allows hauliers and couriers to legally carry goods within Europe. CMR Insurance ensures goods carriers comply with the CMR Convention, ‘Convention on the Contract for the International Carriage of Goods by Road’, in full, an EU law requiring goods carriers to produce a CMR consignment at customs and when unloading.

Read More
Operator Licences: What Are They?

Operator Licences: What Are They?

Operator licenses are required if you want to drive a heavy goods vehicle. The reason that operator licenses were introduced was to help ensure the safety of all road users when goods vehicles are being operated.

Read More

Car transporter insurance FAQs

Car transporter insurance FAQs

Straight answers on carrying vehicles, cover limits, licensing and cost.

Straight answers on carrying vehicles, cover limits, licensing and cost.

Not under the motor policy. That covers the transporter and third parties, not the cars on the deck. The vehicles you carry need an additional goods in transit policy, arranged alongside the motor cover.

Still not sure what cover you need?

Our specialists can match cover to your transporter and the vehicles you carry.