
HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.
7.5 tonne lorry insurance is commercial motor cover for rigid goods vehicles at the 7.5t weight limit. It covers the lorry, any trailer and third parties, and can be extended with goods in transit and liability cover depending on whether you carry your own goods or work for others.
At 7.5 tonnes you’re over the 3.5t operator licensing threshold, so the paperwork changes as well as the insurance.
Your 7.5t insurance depends on:

7.5 tonne rigids are the workhorse for removals firms, builders, local distribution and owner-drivers, and each is rated differently.
7.5 tonne rigids are the workhorse for removals firms, builders, local distribution and owner-drivers, and each is rated differently.
Owner-Drivers
Drivers running their own 7.5t rigid on sub-contract or local work.
Removals & Storage
Household and office removals firms using box bodies and tail lifts.
Builders & Merchants
Carrying materials, plant and deliveries for your own business.
Local Distribution
Multi-drop and palletised deliveries around a town or region.
Event & Exhibition
Moving staging, equipment and stock to venues and sites.
Small Fleets
Operators running several 7.5t lorries on one policy.
Own goods, haulage and removals are licensed and insured differently, so start with the work your 7.5 tonne does.
Owner-drivers with one lorry and small operators with several are rated differently, mainly on drivers and how vehicles are shared.
Protect the lorry, the load and your liability
Protect the lorry, the load and your liability
A 7.5 tonne policy has three parts: the lorry, the goods you carry and your liability when loading, unloading and on site.
A 7.5 tonne policy has three parts: the lorry, the goods you carry and your liability when loading, unloading and on site.
Third party, third party fire and theft or comprehensive cover for the lorry itself.


How to insure a 7.5 tonne lorry
How to insure a 7.5 tonne lorry
Tell us about the lorry, your licence and the work you do, and we’ll compare specialist insurers.
Tell us about the lorry, your licence and the work you do, and we’ll compare specialist insurers.
Tell us about your lorry
Make, body type, value and any tail lift or trailer.
Share your operation
Own goods or haulage, your radius, mileage and drivers.
We compare specialist insurers
We search HGV insurers for the right cover and price.
Get covered and loading
Choose your policy and receive your documents the same day.
Trusted by owner-drivers and operators across the UK
Trusted by owner-drivers and operators across the UK
From a first 7.5 tonne rigid to a small fleet of lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
From a first 7.5 tonne rigid to a small fleet of lorries, our customers trust Insurance Revolution to find the right cover and expert support when it matters.
7.5 tonne and HGV guides
7.5 tonne and HGV guides
Practical advice for C1 drivers and small operators on cover and licensing.
Practical advice for C1 drivers and small operators on cover and licensing.

HGV Driving Safety Statistics
We asked the general driving public how they felt about it and have pulled together some data regarding accidents/incidents involving HGVs too. Read on for more information.

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7.5 tonne lorry insurance FAQs
7.5 tonne lorry insurance FAQs
Straight answers on cover, licences, cost and what a 7.5t policy includes.
Straight answers on cover, licences, cost and what a 7.5t policy includes.
Yes. Category C1 covers vehicles between 3.5 and 7.5 tonnes. Drivers who passed their car test before January 1997 usually have C1 already; anyone who passed later needs to take the C1 test.