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Scrap Dealers Van Insurance

Cover for scrap collection, a trade many insurers decline, with named driver and any driver options for your collectors.

Cover for scrap collection, a trade many insurers decline, with named driver and any driver options for your collectors.

Enter your vehicle registration

Licensed collectors
Any driver options
Heavy metal loads
Compare from 20+ Insurers

From a single collection round to a full yard operation, we've got you covered

Talk to a specialist 0330 808 1404

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral Business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral Business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is scrap dealer van insurance?

Scrap dealer van insurance is business van insurance built around collecting and transporting scrap metal, a higher-risk load type that many standard policies exclude outright.

“A standard van policy often won’t cover scrap collection at all, and almost never covers the metal you’re carrying.”

The right cover depends on:

Whether you hold a scrap metal dealer’s licence
What you collect and how heavy the loads are
How many collections you make in a day
Where the van is kept overnight
Your driving and claims history
Whether other collectors drive the van
Worker in a hi-vis vest loads scrap metal into a white pickup truck on a suburban street lined with brick houses and parked cars.

Cover that fits scrap collection

Cover that fits scrap collection

Scrap work combines heavy loads, high-value metal and frequent stops, so more than one cover usually applies.

Scrap work combines heavy loads, high-value metal and frequent stops, so more than one cover usually applies.

Comprehensive Van CoverRecommended

Comprehensive Van Cover

Full protection for your van against accidental damage, fire and theft.

Public LiabilityRecommended

Public Liability

Cover if you damage a driveway, gate or property while loading at a collection.

Employers’ Liability

Employers’ Liability

A legal requirement if you employ other collectors or yard staff.

Breakdown & Hire Vehicle

Breakdown & Hire Vehicle

Keep collecting if your van breaks down, with optional replacement vehicle cover.

Tools & Equipment Cover

Tools & Equipment Cover

Protection for cutting gear, magnets, scales and loading equipment carried in the van.

What affects the cost of scrap dealer van insurance?

Scrap dealer van insurance is priced on your van, the type of material you collect, how many collections you make, annual mileage, overnight parking and your claims history.

Gold metal recycling bin icon with scrap metal pieces and a recycling symbol above the word “METALL.”

Type and weight of load

Heavy loads and the type of material you collect change how insurers view the risk.

Where the van is kept overnight

Insurers consider whether the van is kept at home, on business premises or in a secure yard.

Gold circular arrow surrounding a shield with a checkmark, symbolizing security, protection, and reliability.

Level of cover

Third party, third party fire & theft or comprehensive cover all affect price differently.

Gold pound sterling currency symbol on a black background.

Who drives the van

Adding other collectors as named drivers, or choosing any driver cover, changes how insurers assess the policy.

Gold winding path icon with a starting circle at the top and an arrow pointing right at the end.

Collection rounds and mileage

Frequent stops and high annual mileage mean more time on the road and more exposure.

Gold icon of a document with text lines and an overlapping shield featuring a checkmark symbol.

Claims history

Previous claims or convictions can affect the cost of your policy.

What could go wrong, and what covers it?

What could go wrong, and what covers it?

The claims scrap collectors make most often involve accidents on the road while loaded, damage caused while loading, and injury to someone handling heavy material.

The claims scrap collectors make most often involve accidents on the road while loaded, damage caused while loading, and injury to someone handling heavy material.

Accident on a collection round

You’re involved in a collision while loaded between collections.

Cover required

Comprehensive Van Insurance

Damage at a collection

You damage a driveway, gate or wall while loading heavy metal.

Cover required

Public Liability Insurance

Employee injury

A collector you employ is injured lifting or loading on a round.

Cover required

Employers’ Liability Insurance

Employing other collectors or yard staff?

Employing other collectors or yard staff?

If you're taking on staff, you'll also need Employers' Liability insurance. It's a legal requirement, separate from your van cover.

If you're taking on staff, you'll also need Employers' Liability insurance. It's a legal requirement, separate from your van cover.

Workers in high-visibility gear sort metal scrap at an outdoor recycling yard with bins, trucks, and a crane lifting debris.
Two workers in reflective vests sit in a scrap truck cab, driving through a street with metal debris piled high behind them.

Is scrap dealer van insurance right for you?

This type of cover may be suitable across licensed scrap and metal collection.

This cover may be suitable for:

Mobile Scrap Collectors
Licensed Scrap Metal Dealers
House Clearance & Waste Metal
End-of-Life Vehicle Collection
Yard Operators with Collection Vans
Growing Scrap Businesses
Advisers discussing van insurance cover

Why use Insurance Revolution for scrap dealer cover?

We help licensed scrap and salvage traders find van cover suited to higher-risk loads.

Specialist high-risk load insurers
Insurers who accept scrap collection
Help with licensing requirements
Experienced UK advisers
Support for sole traders and firms
Multiple vehicle and driver support

How the quote process works

How the quote process works

Simple steps, expert advice. The right cover for your business.

Simple steps, expert advice. The right cover for your business.

1

Tell us about your van

The vehicle, its value, and how it’s set up for carrying heavy metal loads.

2

Tell us about your collections

What you collect, how heavy the loads are, and how many drops you make in a day.

3

We approach insurers who write scrap

Many insurers decline this trade outright, so we go to the ones that write it.

4

Choose your cover

We explain the options in plain terms and set up your policy, with no obligation.

We're with you all the way

UK-based specialist advisers
Insurers who accept scrap collection
No obligation, just expert help

Trusted by collectors and tradespeople across the UK

Trusted by collectors and tradespeople across the UK

From a single collection van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

From a single collection van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

Scrap dealer van insights & guides

Scrap dealer van insights & guides

Practical advice on licensing, heavy loads and choosing the right van policy.

Practical advice on licensing, heavy loads and choosing the right van policy.

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Frequently Asked Questions

Frequently Asked Questions

Quick answers on licensing, drivers and the cover scrap collectors actually need.

Quick answers on licensing, drivers and the cover scrap collectors actually need.

Scrap dealer van insurance is business van insurance built around collecting and transporting scrap metal, a higher-risk load type that many standard policies exclude.

Still have questions?

Our advisers are here to help you find the right solution.