LandscapersVan Insurance

Landscapers Van Insurance

Cover built around how landscapers actually work, machinery, trailers and heavier loads between sites.

Cover built around how landscapers actually work, machinery, trailers and heavier loads between sites.

Enter your vehicle registration

Machinery & plant
Towing covered
Heavier loads
Compare from 20+ Insurers

From hand tools to towed machinery, we've got you covered

Talk to a specialist 0330 808 1404

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral Business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral Business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is landscaper van insurance?

Landscaper van insurance is business van insurance built around landscaping and groundworks, covering the tools, machinery and materials you move between sites, not just the vehicle itself.

“A standard personal van policy usually won’t cover tools, towing or the fact you’re using the van for work.”

The right cover depends on:

The value of tools and machinery you carry
Whether equipment is ever left in the van
Whether you tow a trailer or plant
Your driving and claims history
Whether you’re self-employed or have employees
Whether you hire in plant or machinery
Riverside Groundworks van towing a trailer with an orange mini excavator on a rural road near a construction site.

Cover that fits landscaping work

Cover that fits landscaping work

Landscaping often needs more than one type of cover working together, especially once machinery and towing are involved.

Landscaping often needs more than one type of cover working together, especially once machinery and towing are involved.

Tools & Machinery CoverRecommended

Tools & Machinery Cover

Protection for the tools and machinery you carry, subject to the level of cover chosen.

Comprehensive Van CoverRecommended

Comprehensive Van Cover

Full protection for your van against accidental damage, fire and theft.

Public LiabilityRecommended

Public Liability

Cover if your work damages a client’s property or injures someone, which matters on domestic gardens and shared sites.

Employers’ Liability

Employers’ Liability

A legal requirement if you employ other landscapers, labourers or seasonal staff.

Breakdown & Hire Vehicle

Breakdown & Hire Vehicle

Keep working if your van breaks down, with optional replacement vehicle cover.

Plant & Machinery Cover

Plant & Machinery Cover

Separate cover for mini diggers, dumpers and other plant you own or hire in, which a van policy won’t include.

What affects the cost of landscaper van insurance?

Landscaper van insurance is priced on your van, the tools and machinery you carry, whether you tow, annual mileage, overnight parking, your claims history and whether you have other drivers.

Gold pound sterling currency symbol on a black background.

Value of tools and machinery

Mowers, compactors and power tools add up quickly, and higher values increase the premium.

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Where the van is kept overnight

Van insurers may consider whether the van is kept at home, on business premises or on a secure yard.

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Level of cover

Third party, third party fire & theft or comprehensive cover all affect price differently.

Level of excess

Choosing a higher voluntary excess could reduce your premium.

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Towing and trailers

Whether you tow, and what you tow, is rated separately from the van itself.

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Claims history

Previous claims or convictions can affect the cost of your policy.

Employing other landscapers or labourers?

Employing other landscapers or labourers?

If you're taking on staff, even seasonally, you'll also need Employers' Liability insurance. It's a legal requirement, separate from your van cover.

If you're taking on staff, even seasonally, you'll also need Employers' Liability insurance. It's a legal requirement, separate from your van cover.

Landscapers install turf and work with machinery in a large garden renovation beside a modern brick house.
Smiling landscaper in hi-vis vest stands with folded arms beside a “Landscaping & Groundworks” work van at an outdoor job site.

Is landscaper van insurance right for you?

This type of cover may be suitable for a wide range of landscaping and grounds work.

This cover may be suitable for:

Self-Employed Landscapers
Garden Design & Build
Grounds Maintenance Teams
Driveway & Patio Installers
Tree Surgery & Fencing
Growing Landscaping Businesses

What could go wrong, and what covers it?

What could go wrong, and what covers it?

The claims landscapers make most often involve accidents while towing, machinery stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.

The claims landscapers make most often involve accidents while towing, machinery stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.

Tools stolen

Your mowers and power tools are stolen overnight or from the van on site.

Cover required

Tools & Machinery Insurance

Accident while towing

You’re involved in a collision while towing a loaded trailer between sites.

Cover required

Comprehensive Van Insurance

Damage at a client’s property

A falling branch or machine damages a client’s fence, patio or property.

Cover required

Public Liability Insurance

Employee injury

A landscaper or labourer you employ is injured using machinery on site.

Cover required

Employers’ Liability Insurance

Advisers discussing van insurance cover

Why use Insurance Revolution for landscaper van cover?

We help landscapers and groundworkers find van cover suited to the tools, machinery and driving patterns of the trade.

Specialist trade van insurers
Cover for tools and machinery
Help understanding policy options
Experienced UK advisers
Support for sole traders and firms
Multiple vehicle and driver support

How the quote process works

How the quote process works

Simple steps, expert advice. The right cover for your business.

Simple steps, expert advice. The right cover for your business.

1

Tell us about your van

The vehicle, its value, and whether you tow a trailer or carry machinery.

2

Tell us about your tools and machinery

Mowers, power tools and any plant you own or hire in, so nothing is left uncovered.

3

We compare trade van insurers

Insurers who understand towing, seasonal work and high-value equipment in the van.

4

Choose your cover

We explain the options in plain terms and set up your policy, with no obligation.

We're with you all the way

UK-based specialist advisers
Access to specialist van insurers
No obligation, just expert help

Trusted by tradespeople and businesses across the UK

Trusted by tradespeople and businesses across the UK

From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

Landscaper van insights & guides

Landscaper van insights & guides

Practical advice on tools cover, towing and choosing the right van policy.

Practical advice on tools cover, towing and choosing the right van policy.

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Frequently Asked Questions

Frequently Asked Questions

Quick answers on tools, machinery, towing and the cover landscapers actually need.

Quick answers on tools, machinery, towing and the cover landscapers actually need.

Landscaper van insurance is business van insurance built around landscaping and groundworks, including cover for tools and machinery, subject to the level of cover chosen.

Still have questions?

Our advisers are here to help you find the right solution.

Need cover for machinery as well as the van?

Need cover for machinery as well as the van?

Add Tools & Machinery Cover so mowers, power tools and equipment are protected if they’re stolen or damaged.

Add Tools & Machinery Cover so mowers, power tools and equipment are protected if they’re stolen or damaged.

Yellow construction machines on a black background: a plate compactor, mini excavator, and compact tracked dumper.