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Electricians Van Insurance

Electricians Van Insurance

Cover built around how electricians actually work, tools, test equipment and travel between jobs.

Cover built around how electricians actually work, tools, test equipment and travel between jobs.

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Test equipment cover
Tools protected
Multiple electricians
Compare from 20+ Insurers

From a single tool case to a fully equipped van, we've got you covered

Talk to a specialist 0330 808 1404

Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL
Allianz
Granite Underwriting
Inshur
Aviva
Jensten Insurance Brokers
ERS
Bond Lovis
QBE
Victor
Admiral business
Axa
Highway
Collingwood
Zurich
KGM
Ageas
NIG
Sabre
DCL

What is electrician van insurance?

Electrician van insurance is business van insurance built around electrical work, covering tools, test equipment and materials carried between jobs, not just the vehicle itself.

“A standard personal van policy usually won’t cover tools or the fact you’re using the van for work.”

The right cover depends on:

The value of tools and test equipment you carry
Whether equipment is ever left in the van
How many sites you travel to
Your driving and claims history
Whether you’re self-employed or have employees
Whether you carry your own materials or a customer’s
A man getting into a car outside an office building

Cover that fits electrical work

Cover that fits electrical work

Electrical contracting often needs more than one type of cover working together.

Electrical contracting often needs more than one type of cover working together.

Tools & Test Equipment CoverRecommended

Tools & Test Equipment Cover

Protection for tools and test equipment used in your trade, subject to the level of cover chosen.

Comprehensive Van CoverRecommended

Comprehensive Van Cover

Full protection for your van against accidental damage, fire and theft.

Public LiabilityRecommended

Public Liability

Cover if your work causes injury or property damage, often expected by clients and main contractors.

Employers’ Liability

Employers’ Liability

A legal requirement if you employ other electricians or apprentices.

Breakdown & Hire Vehicle

Breakdown & Hire Vehicle

Keep working if your van breaks down, with optional replacement vehicle cover.

Goods in Transit

Goods in Transit

Optional cover for materials belonging to a customer while in transit.

What affects the cost of electrician van insurance?

Electrician van insurance has no fixed price. It depends on your van, the value of tools and stock you carry, your annual mileage, where the van is kept overnight, your driving record and whether anyone else drives it.

Gold outline icon of a crossed wrench and screwdriver on a transparent background.

Value of tools and test equipment

Higher-value tools and test equipment can increase your premium.

Where the van is kept overnight

Van insurers may consider whether the van is kept at home or on business premises.

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Level of cover

Third party, third party fire & theft or comprehensive cover all affect price differently.

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Level of excess

Choosing a higher voluntary excess could reduce your premium.

Number of vans and drivers

More vehicles or drivers on your policy can affect the overall cost.

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Claims history

Previous claims or convictions can affect the cost of your policy.

Employing other electricians or apprentices?

Employing other electricians or apprentices?

If you're taking on staff, you'll also need Employers' Liability insurance, it's a legal requirement, separate from your van cover.

If you're taking on staff, you'll also need Employers' Liability insurance, it's a legal requirement, separate from your van cover.

Electrician mentoring an apprentice while wiring a wall panel at a construction site, with another worker on a ladder in the background.
A man getting into a car outside an office building

Is electrician van insurance right for you?

This type of cover may be suitable for a wide range of electrical work.

This cover may be suitable for:

Self-Employed Electricians
Emergency Callout Electricians
Small Electrical Firms
Apprenticeship Employers
Domestic & Commercial Contractors
Growing Electrical Businesses

What could go wrong, and what covers it?

What could go wrong, and what covers it?

The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.

The claims van-based trades make most often involve accidents on the road, tools stolen from the van overnight, damage to a customer’s property while working, and injury to someone on site.

Test equipment stolen

Test meters and tools are stolen from the van overnight.

Cover required

Tools & Equipment Insurance

Accident on the road

You’re involved in a collision while travelling between jobs.

Cover required

Comprehensive Van Insurance

Damage at a client’s property

You accidentally damage a client’s property while working.

Cover required

Public Liability Insurance

Employee injury

An electrician you employ is injured on the job.

Cover required

Employers’ Liability Insurance

Advisers discussing van insurance cover

Why use Insurance Revolution for electrician van cover?

We help electrical contractors find van cover suited to the tools, test equipment and driving patterns of the trade.

Specialist trade van insurers
Cover for tools and test equipment
Help understanding policy options
Experienced UK advisers
Support for sole traders and firms
Multiple vehicle and driver support

How to insure an electric van

How to insure an electric van

Simple steps, expert advice. The right cover for your business.

Simple steps, expert advice. The right cover for your business.

1

Tell us about your van

The vehicle, its value, and any racking or storage fitted for your work.

2

Tell us about your tools and equipment

Test equipment and power tools are expensive, we’ll check whether you need tools cover too.

3

We compare trade van insurers

Insurers who cover electricians’ vans and the high-value kit they carry.

4

Choose your cover

We explain the options in plain terms and set up your policy, with no obligation.

We're with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Trusted by tradespeople and businesses across the UK

Trusted by tradespeople and businesses across the UK

From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

From a single tradesperson’s van to a growing fleet, our customers trust Insurance Revolution to find the right cover and expert support.

Electrician van insights & guides

Electrician van insights & guides

Practical advice on tools cover, business use and choosing the right van policy.

Practical advice on tools cover, business use and choosing the right van policy.

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Frequently Asked Questions

Frequently Asked Questions

Find quick answers to common questions about electrician van insurance and cover for tools and equipment.

Find quick answers to common questions about electrician van insurance and cover for tools and equipment.

Electrician van insurance is business van insurance built around electrical work, including cover for tools and test equipment, subject to the level of cover chosen.

Still have questions?

Our advisers are here to help you find the right solution.

Need cover for tools as well as the van?

Need cover for tools as well as the van?

Add Tools in Transit Insurance so your tools and test equipment are covered while they’re in the van and during loading and unloading.

Add Tools in Transit Insurance so your tools and test equipment are covered while they’re in the van and during loading and unloading.

White work van with side door open, revealing organized shelves, toolboxes, and equipment storage in the cargo area.