Teaching students with injuries or pregnancy?
Why modifications can raise your professional indemnity risk.
Yoga TeacherInsurance
Yoga Teacher Insurance
Public liability and professional indemnity cover built for yoga teachers and instructors, whether you teach group classes, one-to-one, or online.
Public liability and professional indemnity cover built for yoga teachers and instructors, whether you teach group classes, one-to-one, or online.
Student injuryPose modificationsMats & props
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What is yoga teacher insurance?
Yoga teacher insurance is a combination of covers built around teaching yoga, public liability for injury during a class, professional indemnity for bad advice, and employers’ liability if you have staff.
Teaching a group means less time to spot an individual student overextending, and students with injuries or pregnancy often need modified poses, both genuinely change your risk compared to one-to-one work.
The right yoga teacher cover depends on:
Where you teachGroup classes, one-to-one or onlineWhether you teach students with injuriesLevel of professional indemnity coverAnnual turnoverWhether you use subcontractors
Is this cover right for your work?
Is this cover right for your work?
This cover suits any business teaching yoga or similar movement classes.
This cover suits any business teaching yoga or similar movement classes.
Studio-Based Instructors
Teaching group classes from a fixed studio.
Freelance Yoga Teachers
Teaching across multiple studios or venues.
Private & One-to-One Teachers
Teaching individual students.
Online Yoga Instructors
Teaching classes remotely.
Outdoor & Retreat Instructors
Running sessions outdoors or on retreats.
Pregnancy & Therapeutic Yoga Teachers
Specialising in modified or restorative practice.
What could go wrong for a yoga instructor?
What could go wrong for a yoga instructor?
Most yoga instructor claims come from a student injured attempting a pose, an unsuitable modification for an injury or pregnancy, or faulty mats and props.
Most yoga instructor claims come from a student injured attempting a pose, an unsuitable modification for an injury or pregnancy, or faulty mats and props.
How could a claim affect your business?
How could a claim affect your business?
A single injury claim can outweigh months of income for a freelance instructor.
A single injury claim can outweigh months of income for a freelance instructor.
Student Injury
A student is hurt during a class you led.
What cover may respond?
Public Liability
Unsuitable Advice
A modification unsuitable for a student’s condition causes harm.
What cover may respond?
Professional Indemnity
Equipment Theft
Mats or props are stolen.
What cover may respond?
Business Equipment
Staff Injury
An employee is injured at work.
What cover may respond?
Employers’ Liability
Who needs yoga teacher insurance?
Yoga teacher insurance may be suitable if you teach yoga or similar movement classes, whatever your setting.
This cover may be suitable if you’re:
Teaching group classesRunning outdoor or retreat sessionsVisiting clients in their homesWorking with a mix of long and short-term studentsUsing associates or subcontractorsEmploying teaching staffCover built around your work
Cover built around your work
Most yoga instructors combine public liability for class injuries with professional indemnity for pose modifications, plus equipment cover for mats and props.
Most yoga instructors combine public liability for class injuries with professional indemnity for pose modifications, plus equipment cover for mats and props.
Professional Indemnity
Protection if your teaching or advice causes a student harm or a financial loss.
Public Liability
Protects against costs if a student is injured during a class.
Business Interruption
Potential protection for lost income if an insured event stops you working.
Business Equipment
Cover for eligible mats, props and equipment.
Employers’ Liability
A legal requirement once you employ any staff, even casual help.
Legal Expenses
Additional legal protection for contract and student disputes.
How much does yoga teacher insurance cost?
There’s no fixed price. It depends on where you teach, staff numbers and your claims history.
Types of classes offered
Physically demanding styles can carry higher risk than gentle or restorative yoga.
Studio, outdoor or home-based
Teaching in clients’ homes can affect your public liability needs.
Level of professional indemnity
Higher limits mean a higher premium.
Annual turnover
Higher turnover generally means a higher premium.
Number of staff
More employees increase your employers’ liability exposure.
Claims history
A clean claims record helps keep premiums down at renewal.
How to get yoga teacher insurance
How to get yoga teacher insurance
Getting yoga teacher insurance takes four steps: tell us about your work, tell us what covers you need, compare specialist insurers, then get covered, often the same day.
Getting yoga teacher insurance takes four steps: tell us about your work, tell us what covers you need, compare specialist insurers, then get covered, often the same day.
1
Tell us about your work
Where you teach, and whether you have staff.
2
Choose your covers
Public liability, professional indemnity and any extras.
3
We compare specialist insurers
We search our panel of 20+ UK insurers.
4
Get covered and trading
Receive your documents, usually the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Yoga teacher insurance guides
Yoga teacher insurance guides
Practical advice on cover, teaching styles and staying protected.
Practical advice on cover, teaching styles and staying protected.
Yoga teacher insurance FAQs
Yoga teacher insurance FAQs
Straight answers on cover, teaching styles and cost.
Straight answers on cover, teaching styles and cost.
Yoga teacher insurance is a combination of covers built around teaching yoga: public liability for injury during a class, professional indemnity for bad advice, and employers’ liability if you have staff.
Still have questions?
Our advisers are here to help you find the right solution.