What insurance does a soft play centre need?
Public liability, equipment and income cover explained.
Soft PlayInsurance
Soft Play Insurance
Insurance for indoor soft play centres. With children on the equipment from opening to close, public liability sits at the heart of your cover, alongside your staff, your play frame and your income.
Insurance for indoor soft play centres. With children on the equipment from opening to close, public liability sits at the heart of your cover, alongside your staff, your play frame and your income.
Children on sitePlay frames & equipmentPublic liability
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What is soft play insurance?
Soft play insurance is a combination of covers for businesses running an indoor play centre: public liability for injury to children, parents and visitors, employers’ liability for your staff, and cover for the play frame, soft flooring and fittings. Many centres add business interruption, and product liability if they serve food.
Children are climbing, sliding and jumping on your equipment all day. Even with good supervision, bumps and falls are part of the business, so the right cover matters.
The right soft play cover depends on:
Size and capacity of the centreAge ranges you cater forThe play frame and equipmentNumber of staffWhether you serve food and drinkParty and event bookings
Cover that fits the way your centre works
Cover that fits the way your centre works
Children on the equipment all day, parents in the café and parties at the weekend.
Children on the equipment all day, parents in the café and parties at the weekend.
RecommendedPublic Liability
The main cover for a soft play centre. Protection if a child, parent or visitor is injured on the equipment or their property is damaged.
RecommendedEmployers’ Liability
Often a legal requirement once you employ staff, from play supervisors to your café team.
RecommendedProperty & Contents
Protection for the play frame, soft flooring, ball pit and fittings.
RecommendedBusiness Interruption
Support for income lost while the centre is closed after a fire, flood or other insured event.
OptionalStock & Equipment
Cover for café stock, party supplies and spare play equipment.
OptionalProduct Liability
Protection against claims from food or drink you serve, including allergic reactions.
Is this cover right for your centre?
This type of business insurance may suit you if you run an indoor soft play or play centre with children and families on site.
This cover may suit:
Independent indoor play centresPlay centres with a caféParty and event venuesCentres inside a larger attractionMulti-site operatorsNew centres about to openHow much does soft play insurance cost?
There’s no fixed price. It depends on the size and capacity of your centre, the ages you cater for, your play equipment and how it’s inspected, your staffing, whether you serve food and your claims history.
Size and capacity
A larger centre with more children on site at once carries more risk.
Age ranges
Insurers look at whether you cater for toddlers, older children or both.
Staff and supervision
More employees increase your employers’ liability exposure, and supervision levels matter too.
Play equipment
The type, age and condition of your play frame and equipment.
Inspection regime
Regular, recorded inspections of the play frame show insurers the risk is managed.
Claims history
Insurers look at any previous claims, and your accident records, when they assess your cover.
How the quote process works
How the quote process works
Getting soft play insurance takes four steps: tell us about your centre, tell us what covers you need, compare specialist insurers, then get covered, often the same day.
Getting soft play insurance takes four steps: tell us about your centre, tell us what covers you need, compare specialist insurers, then get covered, often the same day.
1
Tell us about your centre
Your premises, capacity, staff and whether you serve food.
2
Tell us what you need
Which covers matter most, from public liability to business interruption.
3
We compare specialist insurers
We search our panel of 20+ UK insurers.
4
Get covered and open
Receive your documents, often the same day.
UK-based specialist advisersAccess to specialist insurersNo obligation, just expert helpTrusted by thousands of businesses across the UK
Trusted by thousands of businesses across the UK
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.
Soft play insurance guides
Soft play insurance guides
Practical advice on cover, equipment and keeping a play centre open.
Practical advice on cover, equipment and keeping a play centre open.
Soft play insurance FAQs
Soft play insurance FAQs
Straight answers on cover, children, equipment and cost.
Straight answers on cover, children, equipment and cost.
Soft play insurance is a combination of covers for indoor play centres: public liability for injury to children and visitors, employers’ liability if you have staff, and cover for the play frame, flooring and fittings.
Still have questions?
Our advisers are here to help you find the right solution.
Related venues we cover
Related venues we cover
Soft play centres share food, customer and premises risks with these businesses, and each has its own cover needs.
Soft play centres share food, customer and premises risks with these businesses, and each has its own cover needs.
Cafe & Coffee Shop Insurance
Hot drinks, light food and customers on site all day.
Restaurant Insurance
Full kitchen operations with higher fire and food risk.
Hospitality Insurance
Cover for venues that welcome guests, from cafés to event spaces.